4 mistakes in investing which you should avoid as an investor to build a healthy financial portfolio

If you want to save money it needs to be invested somewhere. But lot of people makes some mistakes in investing which seems very small at that time but they can prove a disaster to your financial life. Today in this article I’m going to tell you 4 common mistakes in the investing world that […]

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All you want to know about Term insurance and Endowment policies with suitable examples

One of my good friend had a small argument with me, that she would not invest in Term Insurance, because she will not get any “returns” out of it. I believe investing in a term plan looked a very unprofitable thing to her as she never gets back the money she paid as “premiums”, if […]

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All you want to know about Options trading – For beginner investors

What is an Option? Option is a contract which gives buyer the right, but not the obligation to buy or sell an underlying asset at a specific price on or before a certain date. An option has an Expiry date, when its automatically exercised if it has any intrinsic value left. When you buy an […]

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How to evaluate Returns from Investments

Which return is better return, 40% or 30% ? There is no doubt that 40% is more better return. But is it a right way to judge the return just by seeing the number. we ignore another important factor called as “RISK” involved. In most of the cases, people really don’t consider evaluating the return […]

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Tax Treatment of Equity , Gold and Debt

Tax Treatment Equity Mutual Funds and Shares Short Term Capital Gain : If you sell it before 1 yr , the profit is called STCG and taxed at 15% (revised in 2008-09 budget) ,So if you make profit of 10,000 on shares or Equity mutual funds , you pay 1,500 as tax. Long term Capital […]

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Things you didn’t knew

  There are many things we hear and believe , but they are little different in reality, which helps if we know. – Do you know that When you take an SIP for 6 months or 1 years or for any period , the first installment (which you make by cheque) is not counted for […]

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REMF (Real Estate Mutual Funds)

Finally many people like me have chance to take take plunge in the rising and booming Real estate sector , Any one who does not have Crores and Lacs to invest in flats , plots etc , to earn the capital appreciation will to be able to invest even small amounts like 5,000 or 10,000. […]

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All you want to know about ULIPS

 What are ULIPS? ULIPS are investment cum insurance products, You take an insurance worth XYZ amount and then you pay some premium every year. Out of your premiums some amount is cut as administrative expenses (Premium allocation) and out of rest the mortality charges are cut for your insurance and the rest is invested in […]

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8 Important steps to improve your financial planning

What is Financial Planning? Its a little stupid definition, but its just planning you finances. You plan your Investments in such a way which meets your financial goals over time. You must be very disciplined when you do this, you must know from where you the money is going to come to you and how […]

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How Inflation affects your investment – compare inflation with the returns of different investment products

Do you remember the price of a movie ticket or any or your favorite thing few years back? It is the same today also? I don’t think so. It has increased by some numbers. This increase in the price is known as inflation. In this article I’m going to tell you what is inflation and […]

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