POSTED BY June 28, 2020 NO COMMENTSON
Almost all the salaried employees have an EPF account. For many years and sometimes for decades, the money gets added to this EPF account and we all feel great about it.
However, we do not pay attention to a small thing which can lead to a big problem. And that is not having the right nominee in the EPF (and all the other products)
If you do not have any nominee name mentioned in EPF or if you have a wrong person name in EPF, it’s going to be a big mess while claiming the money in future in case something happens to you. Your family will have run from post to pillars to claim back the money.
A lot of people have made nominations in their EPF long back when they were unmarried and mostly put their parents name into it. However later they get married and have kids and many a times even parents are not there now.
In such a case, it’s critical and high time that you update your nominations in EPF.
The great part is that now it can be done ONLINE.
Last year, EPFO came up with e-nomination facility in the EPF accounts. Now this e-Nomination facility can be availed by you, if you have your mobile number linked with an active UAN and the adhaar verification is also complete. This makes sure that the whole process is secure and no frauds are there!
Let’s see how you can update nominee online in your EPF account.
The first step is to go to EPFO website where you can enter your UAN number and password. The UAN website has changed quite a lot of times, so you might have to find out what is the exact website url, but at this moment this is the web link
This is how the window will look
Then you need to go to “profile” section and click on “Edit Nominations”
On the next page, go to nomination form and you will see the screen as shown below. You will see some of the following fields which will get auto-populated from the database and these can’t be edited.
The two things which you can edit are
If the present address is the same as a permanent address, a copy of the permanent address into the present address is to be enabled. These details can be updated by clicking the “UPDATE” button.
This is the next page and the main one. Here you can update your nominee’s names and other details, along with the names of family members who will be eligible to get any kind of pension after you.
If you have given any names in past, these names will already appear there. You can update/change those if you wish to. Check the screenshots below
Change of Mobile, Email id and KYC information
Apart from the nomination details, you can also change details like your mobile number, your email id and other KYC details.
I hope this information was useful for you, just don’t read this article, but also act and update your nominee name in EPF account using this e-nomination facility
This was all that I wanted to share in this article. I hope I have made the process easy for you guys. Kindly post your queries in the comments section and also update us if you did the process?
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