I got a fake phone call from “RBI” and I recorded the audio !

POSTED BY Jagoinvestor ON December 28, 2016 COMMENTS (25)

I got a fraud call recently and I was able to record it.

The person at the other end was posing as RBI officer and said that because I have not linked my Adhaar card with my bank account, they are getting closed and if I want to save them from not getting blocked, I will to do some verification on the phone call.

Watch the video below which as my recording!


Never reveal your critical information on a phone call

Never share the following things ever on a phone call with anyone

  • Account Number
  • Debit Card Number
  • Expiry Date
  • CVV number

If you listen to the audio, you will realize that the person on the other side many times told me that the CVV number and account number is my personal information should not be shared with anyone. They do this to give a feeling that we can trust them and they are really some official people.

However, these people do not realize that their way of speaking and the language is such that it’s hard to believe that they are really some authorized person.

Please share if you have ever got any fraud call like this?

25 replies on this article “I got a fake phone call from “RBI” and I recorded the audio !”

  1. aparna says:

    My father got a similar call after demonitisation .
    He fell for it and almost gave all info expect CVV. AS HE WAS UNABLE TO HEAR THE OTHER PERSON PROPERLY (Poor pronunciation)
    then suddenly my Mother realised it was a fake call n disconnected the call.
    They also called the bank hotline number and blocked their card as he gave away a lot of information about the card.
    That account was their primary account
    I have earlier warned my mother about such calls and never entertain such people.
    I told her to give only one answer to such people. Bank Branch is in front of my house n I will personally go there to talk thanks for your call n disconnect the call.

    1. Thanks for sharing this !

  2. umang jain says:

    Today I got a fraud call and recorded it. They are really fraud people and can con naive people easily. Please spread education about these as much as possible. I was mentally disturbed after I took that call and talked for 17 mins. Feel really bad for those who are connned by these frauds….

    1. Please send the recording if possible !

  3. Nikesh Arora says:

    IMHO you should go ahead and report it. We all have got such kind of calls at least once. But since you are running such a nice blog and have written so many books. You should take the lead on this front as well and this could be another way of you helping other and leading to formation of such an organization or initiative to catch such fraudsters.

  4. Krish says:

    How dare the fraudster calls the founder of Jagoinvestor. Reminds me of burglar planned to loot police station unknowingly.

    1. 🙂 .. they are not aware whom they are calling !

  5. Sachin says:

    I recieved a similar phone call twice from an unknown person enquiring about insurance policy details.
    Needless to say, these are happening quite frequently now-a-days.

    1. Yea .. looks like the data is getting stolen or sold from insurance companies

  6. Nidhi says:

    What do you plan to do with this recording? Is there a common organization to report such calls via online route?

    1. The plan for the recording was to share with you all ! . I am not sure of the common organisation where we can report it . please let us know if you come to know something !

  7. Raman says:

    As a responsible citizen, you should have gone a step further and reported to the police.

    1. Thanks for your comment. Its recorded for sharing with others for now.

  8. Aravind Kumar says:

    Out of so many crores of population in India, they try to fool you. How pity of them. Ha ha

  9. Anup Singh says:

    Hi Manish,
    Even i got the fraud call like this.
    Fraudster: aap hamare bank ka card use kar rahe hai?
    Me: Konsa bank?
    Fraudster: (taking a pause) SBI
    Me: (since i dont have account with SBI so cross checking again) Konsa bank bola aapne?
    Fraudster: SBI bank se bolraha hu. aap hamara card use karto hona debit card.
    Me: Mera SBI mai account hi nahi hai.
    Fraudster: (in rude voice)Nahi hai account SBI mai?
    Me: Nahi.
    Phone cut.

    1. Thanks for sharing that Anup Singh

  10. Nandkishor Desale says:

    Please share this type call, because lot’s people not aware this type frauds people.

    1. Thanks for your comment Nandkishor Desale

  11. Manish says:

    …However, it is also important to note that even if they DO sound like a professional/official/high ranking person, even then the personal details as mentioned above should NOT be shared with them over telephone under any circumstance.

    1. Thanks for your comment Manish

  12. Dhiraj Sharma says:

    Hi Manish, I am a regular follower of your blog and like your articles a lot. I want to discuss few things with you and was looking out for your email id but couldn’t find on your blog. Could you please help me with the same.

    Dhiraj Sharma

    1. Hi Dhiraj

      Our services can be availed from this link http://www.jagoinvestor.com/pro

  13. Gopi says:

    I got a call from +91 01130917373.
    from india jobs db and he was speaking in a very lousy language. and told that he will read out the positions and if i like to apply i have to pay money. h ahaa I just hanged up

    1. Thanks for your comment Gopi

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