Jagoinvestor
May 31, 2009
Short Review of few Mutual Funds
I did a short and crisp review of some mutual funds for a friend . thought of sharing this here.
Franklin India Prima Fund – Dividend
151/208 138/157 61/75 are the ranks for 1 ,3 and 5 year . Not a great one to cheer about .
Risk Grade: Above Average
Return: Grade Average
Tata Infrastructure Fund-G
Not a very old fund but its a good one. Infrastructure space can be a big hit considering 4-5 yrs time frame and with the blessings of UPA. Better diversify money in this space along with other infrastructure Mutual Funds.
With 25% CAGR returns since launch , its looks good.
Franklin India Flexi Cap Fund – Dividend
Numbers look good but there are better funds available.
Birlasunlife Frontline Equity Fund-Growth
Extremely good fund to have in portfolio. It has shown strong performance in all the time frame of 1 ,3 ,5 yrs and 30% CAGR return since launch. Better to stop Franklin India Flexi Cap Fund and redirect the money to this one.
HDFC Equity Fund – Growth
Again a good fund to have in portfolio.
What would I do If I were at your place.
– Stop Franklin India Prima Fund
– Stop Franklin India Flexi Cap Fund – Dividend (5k)
– DSPBR Equity or DSP Black Rock top 100 or HDFC Top 200
– Increase your Exposure in Birla Sunlife Frontline Equity Fund
– Share your 10k in UTI Infrastructure and Tata Infrastructure
Do you know difference between Divident and Growth options in mutual funds ?
General Recommendation
- If the investment is for long term wealth creation dont go for Divident option
- Monitor and review your mutual fund once every 6 months
- Not sure if you are allocating money in mutual funds after understanding your Risk-appetite or not . Check that out, No Debt side ?
- Do not have more than 5-6 mutual funds
- Look at other sectoral mutual funds on banking and financial sector with long term view
look at a video explaining how to choose a mutual fund
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Disclaimer : Information taken from valueresearchonline.com and analysis and views are personal
Hi,
I am single, Male, 28 years living in Bangalore. Save approx 50K per month. Moderate risk taker.
My father is a conservative saver, however I took the plunge into Mutual Funds 2 years back with 5000 SIP per month just to test the waters after analysis online.
Here are the the funds in which I am invested now –
1. HDFC Balanced Fund (G) – 1K
2. ICICI Pru Focused Bluechip Equity (G) – 1K
3. ICICI Prudential Value Discovery Fund – (G) – 1K
4. UTI Equity Fund (G) – 1K
5. Axis Long Term Equity Fund (G) – 1K
I checked my E-CAS statement recently and was happy to see it delivered results of approx 13% overall.
I am a little confident of Mutual funds now, so I have decided to put forth another 10K per month for mutual funds.
This is where I plan to invest –
1. HDFC balanced fund (G)- 2K
2. ICICI balanced fund (G) – 2K
3. SBI Magnum Balanced Fund (G) – 3K
4. Birla Sun Life Bal. 95 Fund (G) – 3K
Want a stable upwards growth, keeping seed money intact.
I dont suggest to add more funds as of now . Just increase the amount in existing funds
Hi please guide me I am very new to market my age is 27 and I am planning to invest 6k till next 30 yrs which fund is best ? I hv shortlisted 2 now any 1 I hv to select from that
Birla SL Frontline Equity or Icici Value Discovery fund ?
Does size of fund affects its performance. Birla SL Frontline Equity is now having asset under management over 12K crore.
I have not yet tested it !
Hi… I am looking to generate funds to prepay my home loans. I am investing 1.25 lacs monthly by way of various SIPs toward retirement / home renovation, etc. I have an EMI of about 60k a month and an outstanding loan amount of about 41 lacs. I would like to pay off my loan completely latest by 2020. I am able to invest a further 20-25k in SIP towards creating a corpus with a 4 year time frame in mind. I am thinking of starting a SIP with DSP BR Micro Cap Fund – Reg (G). Any suggestions with regards to the same?
Its a very good fund , but very volatile ! .. If you are ok with the risk part, then you should move ahead!
Thank you
Hi Manish,
Currently I am investing in ICICI FOCUSSED BLUECHIP fund..should I move to BIRLA FRONLINE EQUITY?
Dont move.. its a good fund !
Hello sir,
Planning to start
1) birla sun life frontlie equity fund – 5000/- per month
2) BSL MNC fund- 4000/-
3) BSL pure value fund- 2000/- per month.
Is it OK sir or I should change the plan.. Want to invest for 10yrs
Now I’m 32yrs
No these funds look good !
I dint get u sir…. Because u wrote ” No these funds look good ”
U mean u say these funds are not good or these funds are good..
Kindly guide sir..
Thank u
All funds are good ! , continue then
Hi Manish,
Does this look sane,
Large Cap
SBI Blue Chip Fund (G)
Birla Sun Life Frontline Equity
Diversified Equity
ICICI Prudential Value Discovery Fund
Motilal Oswal Most Focused 35 Fund
Small And Mid Cap
DSP-BR Micro Cap Fund – RP(G)
Regards,
Nidhi
Hi Nidhi
Yup . These are good policies. You can go with these
My investment is sip monthly as below. Please advise me if any changes are needed. Sip period is 10 years+
1. Birla sun life top 100 growth 2000
2. Frankling blue chip fund growth 2000
3. ICICI focused bluechip 2000
4. Franklin high growth comp 2000
5. Reliance equity oppr 2000
6. UTI Oppr 2000
7. UTI MNC 2000
8. Franklin smaller growth growth 2000
9. Franklin build india fund growth 2000
10. Hdfc midcap opportunities growth 2000
11. Hdfc prudence growth 2000
12. Hdfc balanced growth 2000
13. Tata Balanced Fund 2000
14. Liquid reliance money manager 10k
15. Liquid Birla sun life treasury optimizer 10k
Total monthly value is 26000 in equity MF and 20000 in liquid. I feel this is very safe selection. What is your views?
If you observe, the 26000 in equity is divided as:
8000 large cap
6000 diversified
4000 small&mid cap
6000 balanced funds
2000 thematic infrastructure
I think you need to bring these down to 3-4 funds
Hi Manish,
I want to invest for short time less than 1 year.
Which is the best fund house and policy I should go for particularly when market is undergoing volatility.
I want to invest 1 lakh
Please advise?
Go for liquid fund from any fund house
Top 5 Holdings Unrealised Gain/Loss % Wise
More
Date Instrument Amount Unrealized Gain/Loss % XIRR
03-Sep-2015 Tata Balanced Fu 9,133.23 1.48 3.08
03-Sep-2015 HDFC Balanced Fu 9,010.44 0.11 0.24
03-Sep-2015 UTI Top 100 Fund 9,889.01 -1.11 -2.35
03-Sep-2015 SBI Magnum Midca 10,677.55 -1.50 14.81
03-Sep-2015 HDFC Prudence Fu 8,667.93 -3.69 -8.19
Top 5 Holdings AUM Wise
Valuation Date Instrument Market Value Purchase Value
03-Sep-2015 SBI Magnum Midca 10,677.55 10,840.50
03-Sep-2015 UTI Top 100 Fund 9,889.01 9,999.98
03-Sep-2015 Tata Balanced Fu 9,133.23 8,999.99
03-Sep-2015 HDFC Balanced Fu 9,010.44 9,000.10
03-Sep-2015 HDFC Prudence Fu 8,667.93 9,000.10
Manish, could you please explain what the above numbers mean? Do you have any advice to give? My monthly investment is Rs. 5000 per month (1000 per fund)
Thank you
I think rather than putting things in text, please upload a snapshot somewhere and give a link
Hi Manish
I have started SIP in UTI Opportunities 10,000 per month.
I want to invest further 50,000 per month for that I have shortlisted following funds
Franklin India Prima Plus-20,000
Birla Sunlife Frontline Equity-20,000
Franklin India Smaller Companies- 10,000
Is it ok or need any changes in both fund and SIP amount
Please advise
With Regards
You need to resubmit the SIP processing. We can help you on that if you want
Hi, which fund is better, ICICI Value Discovery or Birla Sun Life MNC Fund? Investment horizon is minimum 7-8 years.
There is no answer for this. No one can share that
hello sir ,
i m 31yeras old and My Current Investment is as below
icici focussd blue chip fund – 5000
uti mnc fund -2000
idfc premier equity fund – 2000
icici pru value discovery fund -3000
axis longterm equity -1000
What should I do , Is it ok ?? or need improvement please guide.
Looks good to me !
Hi Manish,
I am investing in below funds through SIP:
ICICI value discovery fund (rs. 1000)
ICICI focused bluchip (rs 2000)
Axis long term equity (rs 2000 )
Now I want to invest more 2k/month.
I am thinking of HDFC Balance fund or any mid-cap fund.
Please advise me based on a portfolio for long term wealth creation. [>10 years]
Thanks,
Nishant
HDFC midcap opportunities is a good alternative !
Hi Manish, I have started SIP of 3000 in below MF 1000 each for long term of 10 years. 1.HDFC prudence fund (G). 2. HDFC mid cap opportunity fund (G). 3. ICICI focused blue chip Eq. Fund (G). Want to invest 2000 more. Please give your advise whether I am on right direction
Yes these funds are good enough . You can just increase the SIP amount in same funds, dont add any more
Manish
Hi Manish,
I have made my portfolio with below funds:
Icici value discovery fund (Rs. 1500)
Axis long term equity ( Rs. 1500)
UTI MNC fund ( Rs 1500)
SBI Pharma fund (Rs 1000)
HDFC Balance fund (Rs 1000)
On monthly basis via sip, my time frame is for 7-10 years. Please let me know if any change need to make in my portfolio.
Thanks,
Vinod
This looks good to me
hi manish ji
which fund i m invest 1500rs for gud return
1 birla sunlife top100
2 sundram smile
pls suggest me for gud return
birla sunlife top100 is better
Hi Manish,
I am a long term investor having following equity fund in my portfoli with monthly SIP..
1/ Franklin India Prima plus
2/ICICI prudential balanced advantage
3/ HDFC prudence fund
4/ HDFC Mid cap
5/Reliance Equity opportunity fund
Please advise if I should add anything more or any reorientation is needed
Regards/ Amit
Dont add more .. This is good enough !
Dear Manishji, thanks a lot for empowering us with weath creation ideas.
I have started SIP to eet my core needs. my time horizone is 12+ years. I have invested Rs 12000/- PM in HDFC Equite (G) and Rs 13000/-PM in HDFC Top 200 (G) both are Direct plan. I also have PPF Account and Rd of Rs 12000/- PM. Please comment on my portfolio and ialso want to increase SIP of 5000/-PM Shall I increase the amount in same funds or go for another large cap fund?
Thanks for your valuable time.
Hi Manish,
I want to build my core portfolio.
Started with HDFC Top 200 (Rs 2000).
As per my research i narrowed to
– Quantum Long term
– UTI Oppurtunities
– DSP Black Rock equity
Any view on better option in your view for long term investment [5-10 years].
All these are very good funds , you can go ahead !