Terms & Disclosure
Welcome to Icoach Enterprises Private Limited ("we", "our", "us") (Brand Name is Jagoinvestor) Terms and Disclosures.
By accessing or using our online wealth management service (“Service”), you agree to be bound by the following terms and disclosures. Please read them carefully before using our Service.
We mainly provide the service of helping you to make your investments in mutual funds and other equity financial products and do other transactions like redemption, switch, sip, stp through the 3rd party platforms. We distribute these financial products which helps you in building your financial portfolio.
By accessing or using our Service, you agree to these Terms and Disclosures. If you do not agree with any part of these terms, you may not use our Service.
1. Eligibility
You must be at least 18 years old to use our Service. By using our Service, you represent and warrant that you are at least 18 years old.
2. Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, arising out of or in connection with your use of our Service. Also, the advice we offer is incidental advice based on your wealth creation goals, so there is no guarantee or promise of returns or targets of how much wealth you can generate.
3. Use of Service
You may use our Service for your personal, non-commercial use only. You may not use our Service for any illegal or unauthorized purpose.
4. Investment Risks
Investing involves risks, including the risk of loss of principal. We do not guarantee any specific investment results, and past performance is not indicative of future results. You should carefully consider your investment objectives, risk tolerance, and financial situation before making any investment decisions.
5. Third-Party Links
Our Service may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the content or privacy practices of these third-party websites or services. We encourage you to review the terms of use and privacy policy of any third-party website or service that you visit.
6. Changes to Terms and Disclosures
We may update these Terms and Disclosures from time to time without prior notice. Any changes will be effective immediately upon posting the updated Terms and Disclosures on this page.
Your continued use of our Service after the posting of the updated Terms and Disclosures constitutes your acceptance of the changes.
7. Governing Law
These Terms and Disclosures shall be governed by and construed by the laws of [insert jurisdiction], without regard to its conflict of law provisions.
8. Disclosures on Commissions Received
In accordance with the SEBI circular: SEBI/IMD/CIR No. 4/ 168230/09, the following are the details of the commission earned by Icoach Enterprises Pvt. Ltd. from various AMC and PMS service providers for distributing their financial products
| Commission from Mutual Funds | Top 30 Cities (Trail) |
|---|---|
| Fund Schemes | |
| Equity Schemes | |
| Equity Funds | 0.30% to 1.2% |
| Hybrid Schemes | |
| Arbitrage Funds | 0.4% to 0.75% |
| Conservative Hybrid Funds | 0.20% to 1.2% |
| Other Hybrid Funds | 0.25% to 1.15% |
| Debt / Other Schemes | |
| Overnight & Liquid Funds | 0.01% to 0.20% |
| Ultra-Short Duration, Low Duration, Money Market Fund, Short Duration Funds | 0.05% to .60% |
| Index Funds/ETFs | 0.03% to 1% |
| Fund of Funds | 0.05% to 1.1% |
Disclaimer:
The rates mentioned above are indicative and will be updated from time to time upon receipt of actual rates from the respective Asset Management Companies (AMCs). Commissions are subject to claw-back and GST, as applicable. Rates are further subject to change at the discretion of the agreement between iCoach Enterprises Pvt Ltd and the respective AMCs, without prior notice.
Commission details will be updated on this website on a regular basis, and clients are advised to check the latest rates before making any investment.
Scheme-level commission details for mutual funds are available with your service relationship manager and will be shared on request.
Registration Numbers
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AMFI Registered Mutual Fund & SIF Distributor : ARN-97534
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APRN Registration for PMS : APRN-03717
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CIN : U93000PN2013PTC149162
Escalation Matrix
Below are the contact details of the concerned officer and hierarchy
| Details Of | Contact Person | Address | Contact No | Email ID | Working Hours |
|---|---|---|---|---|---|
| Backend / Transactions | Manish Chauhan | 5th & 6th Floor, The Kode, Baner – Pashan Link Rd, Baner, Pune, Maharashtra 411021 | 8698962962 | [email protected] | Mon – Sat, 9:30 a.m. to 6:30 p.m. |
| Fund Level and Complaints | Nandish Desai | 404 Supath Building, Vijay Cross Roads, Ahmedabad | 9825174271 | [email protected] | Mon – Sat, 9:30 a.m. to 6:30 p.m. |
Grievance Redressal
If your complaint is not resolved to your satisfaction, you may escalate it to the concerned Asset Management Company, contact AMFI at www.amfiindia.com, or lodge a complaint with SEBI through its SCORES platform at scores.sebi.gov.in.
Important Notes on Commission
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- All commissions received by us are trail commissions. We do not receive any upfront commission.
Commission rates may vary across Asset Management Companies and mutual fund schemes. - The commission structure is subject to revision by the respective Asset Management Companies from time to time.
- The latest applicable rates will be updated accordingly.
- All commissions received by us are trail commissions. We do not receive any upfront commission.
9. Jurisdiction
Any dispute arising out of or relating to these Terms and Disclosures or your use of our Service shall be subject to the exclusive jurisdiction of the courts located in Ahmedabad,
India.
You agree to submit to the personal jurisdiction of such courts and waive any objection to venue in such courts.
10. Contact Us
If you have any questions or concerns about these Terms and Disclosures, please contact us at [email protected]