i have taken loan from DHFL financial institution about Rs.30 lakhs, that time they have sanctioned Rs.336847/= additional income for premium forcibly though i have refused to them. After take over of loan when i have approached to cancellation of policy they refund me only 40% and 60% they have not paid . My questioned is why it is initially so much amount they have sanctioned me and why they have deducted my more then 60% amount from policy. under what section under IRDA act have such a provision stating sanctioning and collecting money from customer forcibly and after deceives me.

महाशय
मेरा अभिकर्ता कोड 00523/5001 है मैने अक्टुबर 2002 मे एजेंशी लिया था । लेकिन अक्टुबर 2014 मे एजेशी रिनुअल नही करा पाया।बारह रहने कि वजह से मैने सितम्बर 2015 मे अप्लीकेशन दिया धारा-44 केलिए। लेकिन सितम्बर 2015 से ही रिनुअल कमीशन सुरू हुआ। दिसम्बर 2015 से फिर रिनुअल आना बंद हो गया।तथा मैं अपना बकाया रिनुअल नम्बर 2014 से अगस्त 2015 तक के कमीशन के लिए कई बार आवेदन दे चुका हूॅ लेकिन मेरा रिनुअल नही मिल पाया जबकि कोई बकाया मेरे उपर नही है। अतः आग्रह है कि इसका समाधान करे।
चंदन कुमार
कोड- 00523/ 5001
शाखा- गुलाबाग

Hi,
I have one doubt, my wife was 9 months pregnant and admitted in hospital for dengue fever treatment ,taken treatment for 1 week and doctor advised to do emergency delivery and we accepted it,I have medi claim cover for 9 lac rs in that maternity benefit is 75000 only,expense for dengue treatment is 40000,the hospital has provide the overall bill only combining both dengue treatment and maternity treatment for 125000.with this bill can i claim for both, will the insurance company approve.

I had taken car insurance from reliance. It has been more than 35 days and they have not started repair work on my car. Earlier they were not able to decide whether the car should be a total loss or repaired than they said that it will be repaired and now although car is at cashless garage they are asking me to make advance payment fir repairing of car. It seems qs if they are avoiding liabilty because surveyor speaks different things all the time like once he said you get it repaired at some local garage so that rpair expenses are less.
I dont know whom to approach because already so many letters written to reliance. They dont reply if they reply it is only one line we will look i to the matter.

Kindly help me .what is the irda complaint email id

I am writing this mail to HDFC management and IRDA with some hope so that they can understand “How a genuine buyer feels” when Insurance companies charge money with fraudulent means. In an era of mass media and social media if HDFC continues to charge money fraudulently, trust me they will spoil their image and spread negative word of mouth in market.

I would like to share my HDFC life Insurance’s buying experience with HDFC management and IRDA because I feel customer has a right to show their concerns to top management so that they can also understand how exactly brands get fail and spoil their image if they don’t care about their customers and do unethical business.

I have purchased an online term plan from HDFC (Proposal No.7862117) for 12000/- (Approx). After buying as per terms and conditions I was supposed to get my medical done so I had given my blood samples and got my medical examination completed. Last week I received a mail that due to “Elevated Liver functioning” and some problem with some reports, your premium will increase by 7000 (Approx). Later, I had approached the HDFC customer care and they said they don’t have any details regarding this and told me to write to them and they will get back via email. Moreover, in spite of my asking numerous times to share the reports on basis of which they have increased my premium, I have still not received any response in this regard. Thus, Today I have again done all my liver related medical tests in which I have not found any issue related to my health.

At last, I am looking forward to get the policy at the committed premium in the beginning or else let me know the valid reason for increase of premium.