How to quickly check your bank balance without internet on phone?

POSTED BY priyanka ON June 14, 2018 COMMENTS (20)

Everyone wants to check bank balance and keep a track on their bank accounts. Smartphone’s, internet and bank system together has made this process easier by proving the facility to check your bank account details online.

But what in case of those people who don’t have smart phone or internet connection?

Now you can check bank balance and few other details of your bank account without internet also.

Check bank balance on mobile without internet

Let’s see 2 methods of checking your bank balance when you do not have internet and also want the quick fast.

Method #1: Missed call feature to know your bank balance

This is a very simple process by which you can check bank balance easily without having internet connection

How this process works?

As I said earlier, it is very simple process which will be completed in just 2 steps.

  • Dial the 10 digit mobile number which is allotted to your bank (Select from the list given below.)
  • After 2-3 rings your call will be disconnected and you will receive a message which will show you your bank balance and mini-statement of last 5 transactions.

OR

  • If your number is not register to the bank, you will get a SMS which will show that your number is not registered with the bank and it will also include the way how to register your mobile number.

Given below is the list of banks and the 10 digit contact numbers which you can use to know your bank balance and mini-statement. You can simply save the related number of your bank in your contacts list and you can easily check your balance anytime.

Public sector banks and their contacts for missed call service:

Bank name Contact number for missed call facility
Allahabad bank 09224150150
Andhra bank 09223011300
Bank of Baroda 09223011311
Bhartiya mahila bank 09212438888
Bank of India 02233598548
Indian bank 09289592895
IDBI bank 18008431122
Canara bank 09289292892
Central bank of India 09222250000
State bank of India For balance: 09223766666

For mini-statement: 09223866666

Syndicate bank 09664552255
Punjab National bank 18001802222
Union bank of India 09223009292
UCO bank 09278792787
Vijaya bank 18002665555

Private sector banks and their contacts for missed call service:

Bank Name Contact number for missed call facility
Axis bank 09225892258
Dhanalaxmi bank 08067747700
Kotak mahindra bank 18002740110
HDFC bank 18002703333
ICICI bank 02230256767
Karnataka bank 18004251445
Yes bank 09840909000

Some salient features of this facility are given below:

  1. This facility is completely free for everyone.
  2. To get benefit of this facility your mobile number must be registered with your bank account.
  3. If you have more than one account, then your latest opened account will be considered as a default account and you will get the details of that account in this facility. However the default account can be changed.
  4. These features are same for all banks. However the process might be different in some of the banks.

Method #2 : Know your bank account balance using *99#:

The code *99# is also called as USSD code which is not related to any particular mobile network service providers or any bank. This facility is introduced by NPCI to provide the facility to common people to have an easy access of their bank account.

Below given are the steps to check bank balance using USSD *99#:

  • Dial *99# from your mobile.
  • Select the option of bank balance from the list which will be opened on your screen (which is most probably 3 for all users).

Check bank balance without internet.

 

  • Then enter the 3 letter name of your bank or first 4 letters of your IFSC code.

OR

  • It might ask you UPI pin if you have already registered for that.

Check bank balance without internet.

  • Enter 3 letters of your bank name (for e.g. SBN is the 3 latter name for State bank of India) or first 4 letters of your IFSC code (OR UPI pin).
  • Your account balance will be shown on your screen.

Basic features of *99# service

This facility is a relief for those people who can’t have access to internet all the time. This unique code has some basic features which you should know if you are going to use it.

The feature of this USSD code are as:

  1. This code works without internet.
  2. No hidden charges or roaming charges are applicable on use of this code.
  3. It works across all the GSM service providers on all kinds of mobile handsets.
  4. You can use this code 24/7 including holidays.
  5. No need to download any app or activate any service on your mobile phone.

What kind of services you will get under *99#?

*99# is a USSD based mobile banking facility introduced by NPCI which brings together the two diverse ecosystem partners i.e. banks and Telecom service providers.

Apart from balance inquiry this banking system also provides some other facilities which are listed below. Let’s have a look at those facilities.

  • Send Money Using IFSC code and bank account number of the beneficiary.
  • Balance Enquiry
  • Mini Statement
  • Generate or change MPIN or Mobile PIN.
  • Send Money Using Aadhaar number of the beneficiary which must be linked to his bank account.
  • Know your MMID
  • Send Money Using MMID and mobile number of the beneficiary.

The only difference between these two methods of mobile banking is that, by using missed call service you can know your bank balance and mini-statement only.

On the other hand if you go for USSD code service, you can also transfer money from your account to any other account by using his mobile number and MMID OR account number and IFSC code or even Aadhaar number.

It is an easy way and now you don’t need to depend upon internet connection, by using this process you can get your bank details wherever you go.

I hope you enjoyed the article. What do you think, is this facility helpful or not? Leave your opinions in the comment section.

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20 replies on this article “How to quickly check your bank balance without internet on phone?”

  1. Bappaditya says:

    thank you sir, this article help me and my family.

    1. Jagoinvestor Admin says:

      Hey Bappaditya

      Glad to know that you liked the article.

      Please share it on your social media profile so that it can reach more and more people !

      Manish

  2. Very useful information.thanks to jago investor team.

    1. Jagoinvestor Admin says:

      Thanks for your comment stock market advisor .. Please keep sharing your views like this..

      Manish

    1. Jagoinvestor Admin says:

      Thanks

    1. Jagoinvestor Admin says:

      Thanks

  3. Natarajan says:

    Very informative,Thanks a lot

    1. Jagoinvestor Admin says:

      Thanks for your comment Natarajan .. Please keep sharing your views like this..

      Manish

  4. Gurpreet Dhami says:

    Very informative article . It is very useful for those who don’t have internet connection or smart phone. Keep it up. All the very very best. Post these type of informative articles regularly so that more and more people benefitted from it..

    1. Jagoinvestor Admin says:

      Thanks for your comment Gurpreet Dhami .. Please keep sharing your views like this..

      Manish

  5. B.K.Sreenivasan says:

    The above article is enlighetening and very useful. Thank you.

    1. Jagoinvestor Admin says:

      Thanks for your comment B.K.Sreenivasan .. Please keep sharing your views like this..

      Manish

  6. M C Gupta says:

    This is a very good and useful article.

    1. Jagoinvestor Admin says:

      Thanks for your comment M C Gupta .. Please keep sharing your views like this..

      Manish

  7. niranjan says:

    Very useful information.thanks to jago investor team.

    1. Jagoinvestor Admin says:

      Thanks for your comment niranjan .. Please keep sharing your views like this..

      Manish

  8. Anil Sanglikarभ says:

    इस अत्यंत उपयोगी जानकारी के लिए आपका अनेक धन्यवाद

    1. Jagoinvestor Admin says:

      Thanks Anil Sanglikarभ

Comments are closed.

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