Win Guaranteed Free Jagoinvestor Book by activating your Moneysights Account

POSTED BY Jagoinvestor ON February 2, 2012 COMMENTS (129)

Do you want to a FREE book –  Jagoinvestor book (The name of the book is changed now and its now called “16 Personal Finance Principles Every Investor Should Know”) without spending even a penny from your pocket ? Believe me thats possible now. Yes, is making it happen. Moneysights is giving away the JagoInvestor Book worth Rs 499 for FREE, to each one of you who is going to open & activate an Online Mutual Fund Investment account with them. It’s a limited period offer. However, there is NO LIMIT on how many of you can get it! , if 100 people sign up , 100 will get it ! , if 1000 people sign up , all 1000 will get it and if 10,000 people sign up , all 10,000 will get it ! . No limits !


Free Jagoinvestor Book with Moneysights

But what does activation means?

Activation means sending the signed application form with mandatory supporting documents . Thats it. It’s that easy. All you need to do is get to a stage where you are ready for making transactions and you will get the book delivered to your doorstep once your account gets activated within 10 days of activation.

Are there any terms & conditions?

No. Everyone gets the book. However, you need to be careful that the signed application form along with the valid supporting documents should reach moneysight’s Bangalore office within 7 days from the date of form filling. Your application should be complete so as to get your account activated. Thats it. The only condition apart from this is that there is no condition 🙂

2 reasons why should you do it now?

  • You are getting the book for free
  • PLUS, its the tax-season. You may be planning & postponing your Tax-saving Mutual Fund investments. Now you don’t need to find another excuse to postpone your tax-saving investments.

There are 3 critical things that all participants should be doing while filling the form

  • Make sure that the name is full. It has to be complete name. For e.g. – Manish Chauhan’s name can’t be Manish (unless PAN card of individual has the name as Manish only)
  • Bank account name filed should contain the name as per bank records only
  • The correspondence & permanent addresses should also be accurate. The best way is to write the address as per the proof.

8 steps for winning assured Jagoinvestor Book for FREE ?

Step 1 Register with moneysights (click here) . If you are already registered, just login by clicking here
Step 2 Fill-up the account opening form online. Enter the promo code JAGOINVESTOR in the promo-code field (The offer is closed now)
Step 3 Submit the form
Step 4 Moneysights verifies the online application instantly & sends you the pre-filled application form
Step 5 Take a print out, fill-in requisite info & sign your application form carefully
Step 6 Enclose your application form & supporting documents in an envelope to send to moneysights office
Step 7 moneysights will verify the physical application form & supporting documents. If everything is in order,your account would be automatically activated
Step 8 You get the book delivered to your doorstep within 10 days

Let your friends know about this Offer

We want to spread this message to each and every person , so please share this news with your friends and anyone you know and they can also get a free book by opening an account with

I had done a review of some months back and now they offer online investments in mutual funds also. So you can open an account with them and start buying & selling mutual funds online with a click of a button. There are no account opening or transaction charges to be paid, so its 100% FREE. There are no limits on how many people can win the book, no random selections or no tricks. Just make sure your application is complete and documents are in order so that the account opening formalities are over. If your documents aren’t in order, then your account won’t be activated & you won’t get the book.

Are you going to open moneysights account and activate it soon ? Put your comments incase you are going to !

129 replies on this article “Win Guaranteed Free Jagoinvestor Book by activating your Moneysights Account”

  1. Abhijeet says:

    Please let me know wher I can buy this book?

  2. Piryanka says:

    Thanks Santosh. I have got my copy 🙂

  3. Gopi Krishna G says:


    I enrolled for moneysights from the link on Feb 23rd and sent the docs on the same day. Recieved a mail saying ‘Your account is now activated’ on Feb 26th.

    Still Now I did not receive the promised Book. These many days I was waiting on the hope of getting at least a few days late. Its already a month and still haven received it

    Eagerly waiting for this copy…

    1. Gopi Krishna G says:

      My Money sights Id is

      1. Santosh Navlani says:

        Hi Gopi,

        Apologies for the inconvenience.

        You will get or may have already received an email for next steps to deliver the book.

        Santosh Navlani | | making investing simple

  4. Priyanka says:

    I was really excited when in read this offer earlier and enrolled in moneysights but after regual follow ups and communication i have got my book so far. These people keep on giving assurance for book on phone call only but nothing in practical. I don’t know weather its real or just an another attempt to trap a customer.

    1. Santosh Navlani says:

      Hi Priyanka,

      Apologies for this inconvenience.

      i ran a check & noticed that an email was sent to you on March 2 asking for address. And you ofcourse responded but unfortunately due to some slippage, the book hasn’t been delivered. These slippages are rare…but then since there is a manual intervention here for delivery, things at times are expected to go wrong. But then there are 100s of readers who have received it & comments on this post from those are testimony to that.

      We have taken note of this & you would be getting it in a few days.


      Santosh Navlani | | making investing simple

  5. Varun Pandey says:

    I sent my documents to Moneysights in Feb and account was activated by 20th Feb still I haven’t received the Jagoinvestor book. So is this a fake promise or you are really sending books to customers of Moneysights?

    my moneysights id is


    1. Varun

      Let me mail santosh on this and ask him to check.

      Note : Jagoinvestor is not not sending any books to anyone . Its a moneysights offer and they are shipping it from .


    Hi Manish
    I have gone through the first chapter of the book.I liked your suggestions to find several ways to generate more money.I have myself used some of these.You have also mentioned not to cut down on things which make you happy.I would like to add here that we tend to spend a lot on things which make us happy but may not be good for our health.For example smoking and drinking may cause some happiness to some but are not definitely good for health.
    We can save a substantial amount every year if we just stop smoking and drinking and take good care of our family’s health.Good health will not only bring down medical bill but also prune insurance premium.Use of tobacco and alcohol burns the biggest hole in your finances.As per a news report a 30 year old stands to lose Rs 52 lakhs due to tobacco use over 30 years.
    I know it looks like preaching bit I think this needs to be highlighted in books in books on personal finance.

    1. Yes Anil

      Agree , that you should not cut down on things that make you happy, but then it does not include smoking and drinking . Nothing which hurts your body is good , even if it makes you feel good

  7. Anshul says:

    Hi Santosh,

    Thanks for the response.

    This is a classic example of over-promise, under-delivery!

    I understand that people write to you immediately after filling the form. I assure you this wasn’t the case with me. I received the account activation mail on 13th Feb and another mail for address confirmation on 18th Feb. So, I should have received the book by 23rd Feb. I wrote the first mail on 25th.

    Having said that, I completely understand your position. It is difficult and inefficient to reply to each and every mail on book enquiry. While sending the mail for address confirmation, if you could add a line saying that “the book will be delivered within 15 days (or whatever time you think is feasible) from the time of replying to this mail”, I am sure you will see the volume of such enquiries go down. While specifying the time frame, remember- Under Promise & Over Deliver!!


  8. Santosh Navlani says:

    Anshul/ Sarika,

    Apologies on this. You may not get reply for the book query & please bear with us. We don’t respond as often the queries are not worthy…i mean after mentioning that book would be delivered post activation within 10 days, people do keep writing to us the moment they fill the form!

    Hence, its a conscious decision. i hope you guys appreciate there is a huge time cost involved in replying to every email where there is no need. In case you haven’t received the book, you would. Don’t worry…the process is one gets an email for delivery address confirmation. This is automated. So till the time you don’t receive that email, the process of delivery for you hasn’t even begun.

    Once you get the email & you reply, book would come. 1 or 2 days here & there. But it will.

    i would request every reader on forum to appreciate the logistical problems. It takes lots of efforts esp when the volume is very high 🙁

    If there are so many people receiving the book, everybody’s chance would come. There is no reason to worry on that.

    Santosh Navlani

  9. Anshul says:

    Hi Manish,

    I received a mail from Moneysights around 12 days back asking me my postal address, which I immediately sent. I haven’t received the book till now. I even wrote to them twice but got no response.

    I hope this is a one-off case and their customer service is good!!

  10. sarika says:

    I enrolled myself in through your link. Sent them all the documents by courier long back but still i don’t get your book.
    I am still waiting….

    1. Sarika

      Please follow up directly with moneysights on this . Update us on what is the reason you didnt get the book ? Also note that you are liable to get the book if your account is activated .DId you get any mail on “activation” ?

      1. Sarika says:

        I enrolled on 2nd Feb 2012. I got mail to activate my moneysight account n i did that on the same day. Then I got mail from moneysight asking to fill up a form and send it to them along with supporting documents. I sent them the form alongwith all documents on 4th by BlueDart courier service.
        I waited for more than 15 days befor posting question here.
        Is it necessary to buy some financial product through to be eligible for this offer? Nothing is mentioned in your article like this.

  11. Mahesh says:

    I got my copy….People at moneysight have done a great job, very neat and simple interface…it helps me browse more funds according to my risk taking abilities….Already placed orders through moneysight…


    1. Good to hear that Mahesh . Looking forward to your review on flipkart soon 🙂

  12. SANJAY GOSWAMI says:


    1. Sanjay

      good to hear that Sanjay ! .. would look forward for your review on flipkart 🙂

  13. srinivas says:

    Hi manish,
    Has the offer expired or working . Please confirm

    1. Offer is still valid – Documents have to reach Moneysights Bangalore by 22-Feb for this offer.

    2. Srinivas

      Its still active .

  14. neet says:

    Dear Manish ,
    I have seen both moneysights as well as fundsonline being recommended as sites for investments in mutual funds. Any inherent advantages in one over the other ? Fundsonline is the older one of the two so maybe has more experience but other than that , does it have any other advantage ?
    rgds ,

    1. Neet

      FundsIndia is old player and moneysights is new one .. both are there in market, their UI , user experience is something you should look at and then decide which one suits you . The ease of transaction and account opining is something you should look at .


    2. Santosh Navlani says:

      Hi Neet,

      We differentiate ourselves by being the most simple financial services website in the country. Our users swear by our analysis, comprehensive yet simplistic information + ease of use. We have built moneysights from the perspective of a user who more often than not isn’t well-versed with the financial products including Mutual Funds. And our philosophy is evident in our 4 parts of moneysights solution –
      1. Discover best funds
      2. Plan better
      3. Buy Easy &
      4. Manage well

      Hope this helps.

      Santosh Navlani | | making investing simple

  15. Vishal R says:

    Hi Manish / Santosh
    Thanks for this great website!
    I was in the process of completing my registration and had a question.
    Is it mandatory that the physical documents be sent ? Can I send scanned copies as well?

    1. Vishal R says:

      P.S. Registration for Moneysights account

    2. Santosh Navlani says:

      No Vishal. Physical documents are mandatory. Otherwise, we can’t activate your account for making online purchases.

      Santosh Navlani | moneysights team | making investing simple

  16. Deivasigamani says:

    Met Santhosh / Mukesh from moneysights in their bangalore office while submitting the application form.

    Moneysights have been helpful all through the way and I expect the same to continue in the time to come. Thanks for your support.


    1. Deivasigamani says:

      Got the book delivered through flipkart. Moneysights kept its promise of delivering it within 10 days of account opening..

      Thanks Moneysights team!

      1. Siva Prasad says:

        Hi Deivasigamani,

        It is not true in my case. My Account is activated on 06/02/2012. But I have not received as of now. Let us hope I will receive soon.
        You are lucky.

        Thank You
        R Siva Prasad

        1. Siva

          Did you send the documents to them and your account is activated after that ? You can contact them on their email and ask for the reason .


      2. Good to hear that .. would love to hear your views on flipkart soon!


        1. Deivasigamani says:

          Sure Manish. I would post a review on flipkart once I complete the whole book. So far 3 chapters gone and some more to go.


          1. Thanks . that would be good 🙂 .. would really appreciate that

  17. R SIVA PRASAD says:

    I opened the a/c with Money sights and waiting for book. When I mailed to them to know in how many days I may get the Book, their answer is ” Please have patience”. I really get upset. It seems they are harsh in dealing customers.

    Thank You
    R Siva Prasad

    1. R Siva

      I guess you didnt see the article properly , its clearly mentioned that the book will be delivered to you within 10 days from the date of activation of your account , which happens once your supporting documents reaches them .

      I am sure I would have asked you to wait till that time, which is already mentioned in the terms and conditions (see article above) . Whats wrong in that ?

      By “keep patience” I am sure it means , please wait for next 10 days , it will be in your place once your account is activated ,Note that its ACTIVATION , not just opening an account , did you send your docs or not ?


  18. Pulkit says:

    what is the use of Moneysights Account??
    I dont know much about it.

  19. Ravi says:

    Thank you moneysights. I got the account opened. Now waiting for the book 🙂

    1. Ravi says:

      I got the message from Flipkart that they have received the order. Should be delivered in around a week.

      1. Good to hear that Ravi .. I am sure it will come to you much sooner .. may be in 1-2 days itself !

        1. Ravi says:

          Manish ji, I have received the book today.

          1. Good to hear that Ravi , would love to read your reviews on flipkart 🙂

  20. Arvind says:

    Thanks Manish & Santosh !

    MS account activated. Now waiting for the book 🙂

    1. Arvind says:

      Thanks All !

      Got my Copy yesterday !

      1. Santosh Navlani says:

        Good to know Arvind. Feel free to share with your friends/ colleagues who can also benefit from the offer.

        Santosh Navlani | moneysights | making investing simple

  21. BHAVANA says:

    Downloaded the form.Thanks Moneysight.

  22. BHAVANA says:

    I’had opened the account but not able to download the form!
    The download form option is not there.
    Kindly help.

  23. Sandip says:

    Hi Manish,
    I’ve already registered for online investment account in moneysights on 13/01/2012 but due to personal reason could not submitted the documents to moneysights, my question is am i eligible for your free book if i complete the procedure by sending the documents now?

    1. Sandip

      No Sandip , The offer is for only fresh applications , I mean the PROMO CODE “Jagoinvestor” has to be there, only those applications will be considered .


  24. Monish says:

    Hi ,

    I verified my email but did not get the application form to be send back to moneyinsights.. I have mail money insights but still no luck..

    Any help


  25. Viswanath says:

    It is hard for me to trust a new site with my account details, KYC , pan card , my DOB, Demat account .. practically they will have all the details need for verification.
    Free account no Brokerage , in Manish himself mentioned – If it should too good to be true , then we must give it a hard thought.

    The book is on Flipkart at a discount !

    And yes , I feel Manish has all the right to promote his book in his wonderful Blog, remember we keep coming back not becasue of a spam mail or an auto popup in IE , but becasue of some excellent insights.

  26. Shirish Pareek says:

    I assessed the moneysights site to fill up the form, but, found that there seems to be an issue with the Page of Account Opening. What should I do now?

    1. Santosh Navlani says:

      Hi Shirish,

      Please write an email to We shall contact you & help you in filling form if some issue is there.

      Santosh Navlani | | making investing simple

  27. Jayesh Trivedi says:

    I have already done KYC Am i need to do it again frrom Money Sights? I did it before 5 months ago since the rules are changed but as per SEBI guide line old kyc will work.

  28. Jayesh Trivedi says:

    I have already done KYC Am i need to do it again? I did it before 5 months ago since the rules are changed but as per SEBI guide line old kyc will work.

    1. Santosh Navlani says:

      Hi Jayesh,

      If you are a KYC, you won’t get the KYC form again. moneysights systems are automated & the KYC status gets detected post submission. If you are KYC, you would also see a very different check-list for your supporting documents.

      Santosh Navlani | | making investing simple

  29. pattu says:

    Manish has every right to promote HIS book in HIS blog. Its a good book to read. No doubt about this. However before you jump in to do the Moneysights (MS) paperwork for their account a JAGO investor should think:

    1. Why is MS doing this?

    2. Read the fine print before sending the forms. buying MFs is free for now but not redemption. No future guarantee is made.
    Read extract:
    “I/We have read and understood that only Online Investment Services by MONEYSIGHTS with respect to investing in Mutual Funds are free of charge. However, I/we also understand that MONEYSIGHTS reserves the right to modify or alter the nature of services as well as the pricing associated in the future. I/We agree and understand that the pricing if & when modified shall be updated on
    MONEYSIGHTS website ( and may or may not be separately communicated. I/We declare that my/our continued usage of MONEYSIGHTS would mean that I/We are in agreement with those changes.”

    3. Its okay for a new investor to get KYC done through MS. But why should an old investor also submit KYC proof. Even the AMCs don’t ask this.

    First you said the account cost Rs. 400 an year and 20 per transaction. Now everything is free for now. The problem I have is, the business plan of MS is not clear to me. If everything is offered free where and how do you make a profit? Earlier there were MF recommendations of all kinds. Now you recommend only ELSS funds. but you point out several other funds in the portfolio are either risky or not performing well. When I ask for recommendation depending on my risk appetite I find the same funds there sometimes. Even the funds which you say are performing badly are 5* funds according to Value Research or Morning Star and have good track record greater than 3 years. While I dont doubt your methodology over a 3 year period, MF recommendations made without specific information of client needs is not sound.

    If you want the JI book get it online. It is cheap enough. It is a small way of thanking Manish for all that he has done for us. Getting a MS account BECAUSE the book is offered free is amusing. The book is about changing your relationship with money!!

    I feel that MS is a great website to view, update, check and maintain your portfolio. I am still not convinced it is essential to get the account. Every AMC has a good online portal for buying MFs. Anyway experts recommend only having 3/4 MFs only. So what is unique about MS and how does it make(/intend to make) profits?

    Request Santhosh to please clarify.

    1. Nandish says:

      @ pattu I will let santosh to reply and I am sure he will be explain the best. What I liked is HOW a JAGO INVESTOR should think. It is investor vs jago investor which is great to see

    2. Santosh Navlani says:

      Hi Pattu,

      i appreciate your thought process. You would easily get a business consultant’s role in a awesome company. Or you may already be one 😉 [Just kidding. Take it in a lighter note].

      Let me put a point-by-point reply here –

      Answer to 1.
      Since you are good business consultant, you would know that its business. Also, next time you see a campaign on TV about test driving a car to get assured prize, do remember to ask the question to them. You will get the answer even before you ask again. Some things are obvious in life. Aren’t they? 🙂

      Answer to 2.
      If you track news about SEBI & regulatory changes, you would have definitely see what keeps happening in this industry. We as a business are always supposed to be under regulation & something more drastic changes (which we don’t expect actually!), we need to be prepared by atleast the construct of our engagement for the users. And hence our terms are also so lucid to read & understand. Please note the large size of the fonts…we want you to read them. It shouldn’t be small font so that it escapes your attention. Like most terms of other companies are. We are different! And hence you may have a seen a comment already above by Saurav. If 1 of our customer who is part of JagoInvestor already feels so, i don’t have to defend this further :). Remember that the trust has a lot of value. Especially in a business like ours – its all that matters. You have to experience moneysights to feel what Saurav & may other users feel.

      Answer 3 –
      Most of our users who are first time investor don’t even know that there is something called KYC. So we don’t confuse users. To make the above comment that why we are asking for proofs, you have to experience the account opening process as a KYC customer. Again, you will get the answer. As most users do. We by far have the least cumbersome way of account opening in the country. And btw, our office is in a plush region of Bangalore. We can do a lot more justice to the rent by not storing unnecessary papers 🙂

      Again to make the last comment, you have to use the service. i doubt you have done that. i mean how can you miss that the most important part of moneysights – we have 2 ratings for every fund – safety & returns. A 5-star return rating is MISLEADING. Because it HIDES the risk associated. Thats what investments are – they can’t be looked at from 1 angle. We are the only site or service in India which does it & hence our users swear by our planning tools….and since you mentioned that mostly you see the same funds…that just shows how strict the recommendation engine is. One or 2 quarters super-performance can’t get an entry in moneysights.

      Anyways, you are welcome to view things from every critical angle. What counts for us are our happy users. Which grow by every minute, hour & day of our existence. “And they are happy because they use, evaluate & then decide”. And i guess life should be that way 🙂

      Santosh Navlani | | making investing simple

      1. pattu says:

        Appreciate your clarifications. Thanks.
        “Why is MS doing this?” was intended for potential users and not to you.
        Unfortunately I am a poorly paid Physicist! Which is why despite your detailed reply I still don’t understand how you intend to make living out of this. This is my second such comment in blogs and I still haven’t got a straight answer from you.

        The buying service is free. The recommendations are free, the portfolio service is free, the analysis no each fund/stock is free. So where is the money coming from?

        Why is this important to be clarified? Since you value trust, I need to know how you make money to be able trust your recommendations and services completely. I go to Manish/Nandish for coaching/advice. I pay them, I get something. Its clean. Why you are shying away from answering this simple question?

        I login to your portfolio service everyday. I am aware of your ratings systems. I like them to some extent but also don’t agree with all recommendations.
        For example: you recommend a debt-oriented fund instead of an equity oriented fund because of its 3 year performance. A user needs to understand the differences before switching. Sometimes the 5 year performance of the recommended fund is considerably lower etc.

        I use VR and MS sites for judging long term behaviour only and not for getting funds which got a 5* star rating based on a month/quarters performance. Each such website has a feature complementary to others. Experienced users will know never to trust only one resource.

        1. Santosh Navlani says:

          Hi Pattu,

          i think its quite evident on the site that we are an online distributor of Mutual Funds. The ONLY difference being we don’t have someone who comes & sells to a customer – so yes, our costs are extremely low. The site helps the individual through various tools/features to self-assess & make a decision for purchase – which by the way was the first thing we launched & you said you use them as well. If someone prefers to buy online thru moneysights, we ofcourse get remunerated by Mutual Fund company. Please note while someone decides to purchase, we aren’t out there to sell a specific MF. & people, who invest on their own or by calling our customer care, can testify that to you.

          To get the economics behind this, you have to look at online business. For instance amazon/ facebook/ google doesn’t make more money from every user. They make small money from every customer. Because they work on large number of users, they are profitable. WE are following similar path. If anything beyond this insight interests you personally, i would take that over an email as not everybody on this blog is interested in this specific conversation. i’m always reachable on

          Another thing what you mentioned above is incorrect – if moneysights finds some bad or below average performing fund in ones portfolio – it recommends only a similar category fund and not a different class.

          Santosh Navlani | | making investing simple

          1. pattu says:

            That’s pretty clear enough thanks.

            Regarding fund recommendations, I could be mistaken. I will take your word for it. Since only ELSS recommendations are currently available I cannot check what I had in mind.

            1. Santosh Navlani says:

              Hi Pattu,

              moneysights also has non-tax investments planning engine. You can access it onsite inside as well as outside the login.

              Do try it out. It works to prioritize downside protection + ensures that 1 just doesn’t invest in good schemes in isolation…the overall portfolio matters more.

              Santosh Navlani

    3. Sorabh Kalra says:

      I agree with your concerns and up-to an extent they are valid.
      I have MoneySights account.
      To be precise moved from Sharekhan to Moneysights for MF investments and they all expect some paper work before opening your account.
      Regarding your concern why…?
      MFunds investments are free on Sharekhan and many other online portals including MoneySights.
      So the question should be why all rather than why moneysights? and I believe they all are doing business, not a charity and should be earning good money from AMC’s.

      You will get your answer for this on jagonvestor itslef if you do a good search about how agents earn commission.

      All I can say about MoneySights is that its not a magical platform definitely have some good and bad things but overall I have enjoyed their support and communication compared to others.
      In short — I wont compare there support with Sharekhan at all because that would be comparing apple to oranges.


      1. Saurav Sinha says:

        Besides, what I liked about Mr. Santosh Navlani is that he’s open to all kinds of discussions related to our apprehensions & would even call at times & is accessible even on Sundays!
        And Im getting stocks & MFs recommendations based on my risk profile & at times have changed/started some. Though its very early to conclude but the inputs from other sources only strengthen my trust on MS.

        1. Santosh Navlani says:

          Thank for the appreciation Saurav. Its open forum like this where we can build the most transparent engagement & clarify doubts.

          Santosh Navlani

      2. venkat says:

        Did you find any issues with investing in mutual funds through sharekhan. I have been doing it for some time and it was hassle free till now. Please share if there will be any issues in future.


        1. Saurav Sinha says:

          Never tried Sharekhan Venkat ….

  30. Nitin says:

    Is there any way NRI readers of yours can get your book ? I am located in Maryland, USA


    1. Nitin

      I know ships to US but only if the order is more than $100 , which is very obvious , a better thing would be to ask a person in india to ship it to you by courier (post) ..

  31. Sachin Raheja says:


    I already have opened up an account with MS and also invested to various MF’s from there. Ofcourse, jagoinvestor was the site that i came to know this of….but it’s not fair….i still need the book, Manish…:)…i would have waited otherwise…..Santosh, back me up here please…:-)

    1. Sachin

      Santosh didnt respond to it 🙂 .. obviously ..

      Offers changes and this offer is for registrations from now only

  32. Sachin says:

    Hi Manish,

    I created a/c on Moneysights. But I received offer as Rs.200 gift voucher from flipcart and not Jagoinvestor book.


    1. Santosh Navlani says:

      Hi Sachin,

      You may have opened the account & submitted documents earlier than the launch of the offer. You still got the gift :). Why bother?

      Santosh Navlani | | making investing simple

    2. Sachin

      Yes because this is a new offer now , old one was the voucher

  33. Amrut says:

    Hi Manish,

    I agree with Priya’s comments above.
    jagoinvestor blog is looking like promotional blog rather than informative.
    Another example is one of your comments above where you say this is tax season and for tax season you require platform to invest into ELSS. Where all year along you were asking everyone its wrong to invest at the year end for saving tax.
    I see conflicts in views also conflict of interest here

    1. Guys ..

      Its my first book , just 3 posts are there on book and with articles in between them .. wont you allow me to market my own book on my own blog ? Cant I expect even this much from readers ?

  34. newinvestor says:

    Hi Manish
    Congratulations for coming out with such a book and amazing offer to get it for free. I already have a investment account for investment in MFs with and using it for almost a year now. All the services there also r free. I just want to know from u that which account would be better or moneysights, means does MS has an edge over

    1. Thanks

      I cant choose it for you , visit both and see which one you feel like connecting, I dont have any preference like that

  35. Ravi says:

    Dear Manish, This question may not not be very nice to ask here. But i have a doubt. Since we submit the cancelled cheque for ECS and moneysights is a new one, how do we trust the company that it will be ethical. No offence on the company but just a doubt. Can the company charge any fee like maintenance fee with this ECS

    1. Santosh Navlani says:

      Hi Ravi,

      i appreciate your concern. And i’m happy you asked this question on an open forum so that even others who may have doubt get the answer.

      Let me tell you that we DON’T have authority to charge. Thats first. 2nd, we can’t even if we want to. The REASON is – we have specifically mentioned that “funds received through ECS would be directly credited to bank account of Mutual Fund company”. It can’t go anywhere else. So, i guess that puts things to rest. Because its written in the ECS & the ECS copy always lies with the bank. This just isn’t possible.

      2ndly, the cancelled cheque has 2 uses – we need to verify that bank account belongs to you. And it also goes to bank for getting approval for ECS so as to allow SIPs that you may wish to begin in future. And cancelled cheque is “cancelled”. It has no monetary value! There is nothing one can do. If you cancel a cheque, even sign on that & throw it on the road, nobody can do anything with it!

      i believe i have explained you how it can’t be misused. Rest is all upto your comfort level – the choice is always with us whether to use simple services to avoid complex documentation in offline world. OR use technology to make things seamless.

      Feel free to ask any question that you may have…ask on the forum or in this comments section so that everybody on benefit :).

      Santosh Navlani | | making investing simple

      1. Ravi says:

        Thank you. That clears my doubts. I have already spoken via phone not sure if it was you. I have couriered it to you already. So if meant anything wrong

        1. Ravi says:

          *sorry if meant anything wrong

          1. Santosh Navlani says:

            No issues Ravi. As i said, i appreciated your concern. And i’m glad that you chose to send across the forms already.

            i can assure that you are going to experience “the best free way to invest your money in Mutual Funds :)”

            Santosh Navlani | | making investing simple

            1. Saurav Sinha says:

              Moneysights is doing a great job for us …. No doubt about that & I believe they will stick to their words for, if not life-long, then atleast 25-30 yrs so that Im done vd my investments requirements online 😀 😀

            2. Santosh Navlani says:

              Thanks for your trust Saurav. It means a lot to us.

              Santosh Navlani | | making investing simple

      2. Pramod says:

        Dear Santosh,
        A cancelled cheque thrown at road can cause a lot of problem if it goes in the wrong hand.

        1. Santosh Navlani says:

          Hi Pramod,

          It was an exaggeration to put things in a light vein. But in real sense, one can’t do anything with a cancelled cheque. Thats why its called “cancelled”.

          Santosh Navlani | | making investing simple

          1. Pramod says:

            well i work with financial industry and i knw how it can be (mis)used .

            Even a photo coppy of cheque can be mis used.

  36. Shinoj Jose says:

    As Moneysights is not charging for anything, how do they run the business.
    Also, is there any mechanism in moneysights to see the mutual funds which I have invested previously via some other broker.

    1. Ravi says:

      They will get the comission from the MF. At later point of time they might ask for a fee.

      1. Santosh Navlani says:

        hey Ravi,

        There is no plan & intention to do it. moneysights as you may already know has already gone from paid to free. The last thing we would want is to change the price & cause confusion to thousands of customers and may potentially loose them.

        You may not worry…and if you haven’t yet opened the account. Do so & see how simplicity can give pleasure in investing 🙂

        Santosh Navlani | | making investing simple

  37. Ravi says:

    What about KYC? do we have to be registered for KYC already, or will moneysights do it for us?


    1. Santosh will reply asap on this

    2. Santosh Navlani says:

      Hi Ravi,

      moneysights will help you with the KYC. However, the documents need to be in order. Do refer the check-list which will come with the form to guide yourself for sending the appropriate documents.

      Santosh Navlani | moneysights team | making investing simple

  38. BHAVANA says:

    Congratulations on your new book & thanks for the ”SONE PE SUHAGA” offer!!!
    I think moneysights also offer flipcart coupons on new account activation.
    All the best.
    keep it up!!

    1. Bhavana

      That coupon is now replaced by this book only .. so you will get this book instead of those vouchers

  39. Ravindra Vijaya says:

    I am glad that by bringing out this book, it will help & guide small time investors to rightfully choose the MF for investing with good returns. Could you please clarify if demat account is mandatory for on-line purchase of the MFs

    Ravindra Vijaya.

    1. Ravindra

      Santosh will reply to you on this .

    2. Santosh Navlani says:

      Hi Ravindra,

      To invest in Mutual Funds through moneysights, you don’t require a Demat account.

      Santosh Navlani | | making investing simple

  40. KK Babu says:

    Its good that you are promoting the book in a different way.
    Its a WIN-WIN situation to all.
    Its good that we will be able to purchase MFs online (that too all 100% free).
    I hope the Annual account maintenance charges of Money Sights & SIP charges are also free. Pl. confirm.
    Regards, KK Babu

    1. Kishore

      yea … We really wanted to make sure our readers get this book at lowest price and whats more low than Rs 0

      moneysights is totally free, the account maintenance and SIP charges are NIL


  41. Shinoj Jose says:

    Hi Manish,
    I still dint get the eBook you promised previously for tweeting your content.


      1. Shinoj Jose says:

        Got it.. Thanks 🙂

        1. Nikhil says:

          free ebook for tweeting/facebook doesnt work for me too.It seems there was some issues in it.

          1. Shashank says:

            New member in your site, tried facebook doesnt work for me too. Please let me know if there is any work around.

            1. Shashank

              Tried fb where ?

  42. Saurav says:

    Manish I’m already a member of MS and invested in a gold fund through it. Do I qualify for this free book? If yes then what abt my pre-release order of Ur book thru flipkart?

    1. Saurav

      This offer is only for new activations which will happen from today onwards . the flipkart buying is not related to this one . You must have got your flipkart book by now ?


      1. Saurav says:

        Is it so? No issues. Ya the flipkart guy called me 2day itself abt the book… I’m on duty ryt now, will collect it in the evening.

  43. Priya says:

    Looks like Jagoinvestor has just become a Marketing place for the book.

    I am also seeing that you tend to be safe while expressing your views, Manish. You just want to create an article and let the readers come out with options.

    1. Priya

      I think I can do that given its a big event . Also there are only 3 articles on book till now and everybody is loving it .. Why do you feel I play safe while replying to comments .. can you please explain .. also would love to see your real email id instead of junk email

      1. Rakesh says:

        Hi Manish,

        I don’t agree with what Priya is talking about.

        The kind of information you are spreading is commendable.
        Every day there is something new to know from your articles and other user’s comments.

        Keep up the good work.
        Wish you good luck for your book.


  44. Nandish says:

    Requesting more and more people to take advantage of this offer. Santosh you guys are doing a great job at moneysights and thanks for offering something so useful to jagoinvestor readers with an open heart…..I am sure it is not the book that they are getting but a whole new financial life when they buy the book, read and increase their investments with moneysights

    1. Santosh Navlani says:

      Hi Nandish,

      i’m really happy that we are able to pull this huge offer off…i’m sure with this great initiative readers not only learn how to gain knowledge about basics of achieving financial freedom but also go about realizing the financial freedom. JagoInvestor book would give direction & moneysights the path!

      we are welcoming all readers with an open heart here.

      Thanks to Manish as well for making this happen.

      Santosh Navlani | | making investing simple

      1. krish says:

        Hi Santosh,

        I had sent an email to your Moneysights team asking how I can delete the profile I had created there. So far no response. I didn’t see an option of how I can delete my profile. Maybe this is something you should also have for those who want to delete the account?

        1. Santosh Navlani says:

          Hi Krish,

          “We haven’t got this feature yet”. We aren’t sure if this is even the last thing our users would demand. So, at this point, we may not be able to service this request.

          Santosh Navlani | | making investing simple

          1. krish says:

            Well, as a user who tried out Moneysights, I’m definitely looking forward to that feature.

            Guess this is one option that is available in any “user profile” enabled website, even the likes of Facebook for instance.

            Request you to maybe enable this feature in future for those who don’t want to leave a trail of their MF history or email ID and other personal details.

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