5 min guide to link Aadhaar number with mutual funds online

POSTED BY Jagoinvestor ON October 25, 2017 COMMENTS (37)

Recently, the government has asked mutual fund companies (and many other financial institutions) to link Aadhaar card number of their customers with their financial investments.

This means that if you are a mutual fund investor, you are supposed to link your aadhaar numbers to your mutual fund folios.

How to link aadhaar card number with mutual funds folio online

How to link Aadhaar number with the mutual fund?

There are various online and offline options of linking your Aadhaar number with a mutual fund folios. You can do this linking process through the transfer agent’s platform like CAMS and Karvy who provides services to multiple mutual fund companies

We will mainly look at just CAMS (15 mutual funds) and Karvy (17 mutual funds) serviced mutual funds in this article.

UPDATE: How to check your Aadhaar linking status?

Now you can check your Aadhaar linking status with CAMS and Karvy online. Here are the links :

CAMS – https://adl.camsonline.com/InvestorServices/COL_AadhaarMain.aspx

Karvy – https://vas.karvymfs.com/karvysplproducts/AadhaarlinkingStatus.aspx

Link Aadhaar in Mutual Funds (from CAMS website)

CAMS services 15 mutual funds companies right now as follows. You just need to follow the process of linking your aadhaar once and it will be automatically updated in all the mutual funds. Here is the list of CAMS serviced funds.

  • HDFC Mutual Fund
  • DSPBR Mutual Fund
  • Birla Sunlife Mutual Fund
  • HSBC Mutual Fund
  • ICICI Prudential Mutual Fund
  • IDFC Mutual Fund
  • IIFL Mutual Fund
  • Kotak Mutual Fund
  • L&T Mutual Fund
  • Mahindra Mutual Fund
  • PPFAS Mutual Fund
  • SBI Mutual Fund
  • Shriram Mutual Fund
  • Tata Mutual Fund
  • Union Mutual Fund

The process to link Aadhaar number in CAMS website

We have created a short video showing the process to link aadhaar with your folios.

Here are steps are given below to link your Aadhaar number with a mutual funds portfolio.

Step 1: Visit this page on the CAMS website and enter your PAN number and select Mobile in the 2nd option and enter the mobile number (you can also select a date of birth or email in the 2nd option).

link aadhaar with mutual funds on cams list

Step 2: On the next screen it will ask for your aadhaar number, a mobile number linked with your aadhaar and email id (which is optional). Then click on submit

link aadhaar with mutual funds on cams list

Step 3: You will receive one OTP which is to be entered on the next page

Enter OTP to link aadhaar with mutual funds

So this was the process to link your uidai number with your fund folios in various AMC which are serviced by CAMS.

Link Aadhaar in Mutual Funds (from KARVY website)

Let us also see how to link aadhaar to mutual funds using the Karvy link. Below is a video explaining the process if you don’t want to look at screenshots.

Karvy is the first organization in this field of business providing service to over 90 million investor accounts. A list of the mutual funds is given below to which Karvy is providing service.

  • Axis Mutual Fund
  • Baroda Pioneer Mutual Fund
  • BOI AXA Mutual Fund
  • Canara Robeco
  • DHFL Pramerica Mutual Fund
  • IDBI Mutual Fund
  • Canara Robeco
  • INVESCO Mutual Fund
  • JM Financial Mutual Fund
  • LIC Mutual Fund
  • Mirae Asset Mutual Fund
  • Motilal Oswal Mutual Fund
  • Peerless Mutual Fund
  • Principal Mutual Fund
  • Reliance MF
  • Quantum Mutual Fund
  • Taurus Mutual Fund
  • UTI MF

Step 1: Click here to go to the Karvy platform. There you need to enter your PAN number and you will get OTP for verification. Enter that to move to the next step

How to link aadhaar number with mutual funds folios in Karvy serviced mutual funds

Step 2: On the next page, you will see all the AMC’s where you have the investment and a space to enter your aadhaar number. Make sure all the AMC’s are checked marked.

How to link aadhaar number with mutual funds folios in Karvy serviced mutual funds

Once you click on submit, you will see the final acknowledgement that the processing will take place now.

You can also update Aadhaar using the SMS facility

Linking your Aadhaar number with your portfolio using SMS service is the easiest way. You just have to send an SMS which includes ADRLNK<space>PAN number<space>Aadhaar number and send it to 9212993399 from your registered mobile number.

Karvy will do the further linking procedure by considering this as valid information.

Update Aadhaar in Franklin Templeton mutual fund

Franklin Templeton mutual fund is not serviced by CAMS or KARVY, hence you need to do the process for it separately on its website by visiting this link

You need to enter your PAN and other details to start the process.

update aadhaar Franklin mutual fund

Note that it looks like Sundaram mutual fund has still not started the process for aadhaar linking as I was not able to get any information on this. If you have invested in Sundaram funds, kindly get in touch with their customer care to complete this.

How to link aadhaar number with folios by filling up a form?

Both Karvy and cams provide an option of linking your folios with the aadhaar by filling up a form. This will be helpful for those who don’t have a mobile number and email linked with a mutual fund folio. You just need to download the forms and fill up all the relevant information and submit it to CAMS or KARVY office.

Why do we need to link Aadhaar to mutual funds?

According to PMLA i.e Prevention of Money Laundering Act SEBI has made it mandatory for each and every investor to link their Aadhaar number to the mutual fund portfolio. This step is taken forward to prevent money laundering and keep track of all the investments and transactions within the country.

If you don’t do this linking then your folios will the frozen and you will not be able to redeem the money or make any transactions unless you update the aadhaar number. So please take this on priority.

Is this applicable to NRI Investors?

No, This is not applicable for NRI investors, HUF and even non-individuals (like companies and partnership firms)

Let us know if you have any questions regarding this in the comments section or you can also read this FAQ list to get more clarity on this issue

37 replies on this article “5 min guide to link Aadhaar number with mutual funds online”


    I all ready get Cam’s mf aadhar link with my mf folios. But I can’t get any mail karvy mfs aadhar link with my mf folios…
    When I enter pan in karvy side show you have registered with pan……..
    What should be done…

    1. Jagoinvestor Admin says:

      If it is registered already then there is no need to do anything else.

  2. Vp says:

    How to check your mutual fund linked or not?

    1. Jagoinvestor Admin says:

      Hi Vp
      Here are the links to check your Aadhaar-Mutual funds linking status

      CAMS – https://adl.camsonline.com/InvestorServices/COL_AadhaarMain.aspx
      Karvy – https://vas.karvymfs.com/karvysplproducts/AadhaarlinkingStatus.aspx

  3. Aru says:

    Hi Sir, thanks for the informative post. My mobile number registered in aadhaar is deactivated. Will the OTP to link also be sent on aadhaar registered email address?

    1. Jagoinvestor Admin says:

      Hi Aru
      Yes, the OTP can be send to your Aadhaar registered e-mail ID also. And you can also change your registered mobile no. online by requesting OTP on your e-mail ID. So to avoid further issues register your current mobile number with Aadhaar.

  4. Harish VS says:

    I have MF investments made in Franklin through ICICIDirect. I have linked my Aadhar with ICICI. Should I link my Aadhar again on the Franklin portal ?

    1. Jagoinvestor Admin says:

      Hi Harish VS
      It’s better to link your Aadhaar on Franklin portal also to avoid any further issue. Anyways it wont take much of your time.

  5. WeGotGuru says:

    Thanks for the information.
    Keep up the good work

    1. Jagoinvestor Admin says:

      Thanks for your comment WeGotGuru

  6. VIJAY says:

    Do I need to update on both karvy and cams and franklin or anyone will do.I have funds in cams.Karvy seviced amcs and franklin

    1. Jagoinvestor Admin says:

      Hi VIJAY
      You have to update on each platform separately.

  7. Ricky says:

    For Sundaram, one can use below link:
    https://www.sundarambnpparibasfs.in/web/service/aadhaarlink/ -or-
    https://www.sundarambnpparibasfs.in/ and click on “link your aadhar”

    1. Thanks for your comment Ricky

  8. Piyush says:

    Any one would be able to complete the linking in minutes with this article…SUPER…Thanks !!!

    1. Glad to know that Piyush ..

  9. Partha says:

    Thanks a Ton for consolidated links and with detailed instructions. This really helped me a lot as I had to update the information across websites like CAMS, KARVY and FRANKLIN. This is really helpful and nicely articulated. Really appreciate the time and effort that Jagoinvstor admin put in for this helpful article.

    1. Jagoinvestor Admin says:

      Glad to know that Partha ..

  10. Mukund Mokashi says:

    I have done all the process online linking of adhar to MF ,however final confirmation is still awaited.How to ascertain about linkage status

    1. Jagoinvestor Admin says:

      Hi Mukund Mokashi
      You can check the Aadhaar linking status now. Here are the links –

      CAMS – https://adl.camsonline.com/InvestorServices/COL_AadhaarMain.aspx
      Karvy – https://vas.karvymfs.com/karvysplproducts/AadhaarlinkingStatus.aspx

  11. Anuj Gupta says:

    Too Good. This was so helpful and I finished the same with in moments. Thanks a lot for helping so many people.

    1. Glad to know that Anuj Gupta ..

  12. Pushkar says:


    I have not received any updates from AMC’s regarding this yet. Why so ?

    1. Pushkar says:

      You should not keep my comment awaiting moderation. I have also asked this earlier.
      Reply whatever information you have.

      1. Not sure why AMC have not yet communicated.. I think as there is still time .. they might be ready to send the info ..

  13. Dylan Fernandes says:

    Thanks you. This is a very simple and and easy to understand article. Appreciate all the information and the useful and efficient links provided.

    1. Glad to know that Dylan Fernandes ..

  14. Rajesh says:

    Hi I forgot the mobile number registered with aadhar number. Now what is the process to update my current mobile number with aadhar

    1. Jagoinvestor Admin says:

      Hi Rajesh
      You have to visit nearest aadhaar center and then fill the form to update your mobile number. Or you can do this online if you have registered your email ID in your Aadhaar so that you can get OTP.

  15. preetam says:

    I observed that my father has some mutual fund which has no KYC updated. He is expired now.
    Could you suggest what can be done in this case.

    1. Jagoinvestor Admin says:

      Hi preetam
      In this case nominee can claim for the benefit. You can visit CAMS or karvy office nearby you and ask for the process, they will guide you.

  16. Vishwas says:

    Very nice informative article. Thank you

    1. Jagoinvestor Admin says:

      Thanks for your comment Vishwas

  17. Manas says:

    Thanks a ton . Sir.. this single post has helped me link my Aadhaar to my multiple MF investments. Awesome compilation..

    1. Jagoinvestor Admin says:

      Glad to know that Manas ..

  18. Urvashi says:

    Thanks for the information. Is it compulsory link Aadhar to my LIC and other insurance policies? Any update on this?

    1. Jagoinvestor Admin says:

      Hi Urvashi

      This is very specific query which you should follow up with the concerned authority only. We wont be able to comment on that


Comments are closed.

FREE Financial Health Checkup

Take up a detailed 25 questions financial health checkup to find out how much you score out of 100?