The best way to protect your family's future. Get a big life insurance cover by paying a small premium

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Why You Need a
Term Plan?

A term plan is a cheap life insurance policy where you pay a small premium to get a very large cover for next 20-30 yrs. In the event of untimely demise during the policy term, it pays a tax-free lump sum amount to family

Financial Safety Net

Life's uncertainties can bring financial challenges for your loved ones. A Term Plan serves as a safety net, providing a lump-sum payout to your family in case of your unfortunate demise. This ensures they can maintain their lifestyle, fulfill aspirations, and secure their future without financial stress.

Protection Beyond Wishes

While dreams and aspirations fuel our lives, they need a solid foundation. A Term Plan offers precisely that – the assurance that your family's dreams won't be compromised even if you're not around. It's the promise that your responsibilities will be met, ensuring your family's well-being remains intact.

Embrace Assurance

Life is unpredictable, but your legacy need not be. A Term Plan is the embodiment of your love and care, safeguarding your family's future when they need it the most. By investing in a Term Plan, you gift your loved ones a future of financial stability and the freedom to pursue their dreams with confidence.

Key Features


Affordable Premiums

Enjoy comprehensive coverage without straining your budget, making protection accessible to all.


Income Replacement

Ensure your family's financial needs are met even in your absence, providing stability during challenging times.


Peace of Mind

We genuinely educate and assist investors in understandable ways, providing the support needed for a secure financial future.

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    What happens if I outlive the term of my term insurance policy?

    If you outlive the term of your term insurance policy, the coverage expires, and no benefits are payable. However, some insurers offer return of premium (ROP) or convertible options that provide a refund of premiums paid or the ability to convert to a different type of policy.

    Is a medical examination required to purchase term insurance?

    While many term insurance plans require a medical examination as part of the underwriting process, some insurers offer simplified or no-medical-exam options for younger individuals or lower coverage amounts.

    What factors determine the premium for a term insurance plan?

    Premiums for term insurance plans are based on factors such as age, gender, health status, smoking status, coverage amount, term duration, and lifestyle habits. Generally, younger and healthier individuals pay lower premiums.

    Can I increase or decrease the coverage amount during the term of my policy?

    No, you cant!

    Each policy is a contract, which cant be edited later. What you can do is divide your term plan into two policies so that you can close one policy later if you wish to!

    What is the ideal term duration for a term insurance plan?

    The ideal term duration depends on individual factors such as age, financial obligations, and long-term financial goals. Typically, term durations range from 10 to 30 years, with longer terms providing coverage during key financial responsibilities like mortgage payments and children's education.

    Shall I hide critical facts like smoking habit or any illness while purchasing term plan?

    Definitely NO ..

    Always reveal all the information while taking the policy else your claim may get rejected in future.