Job loss is a scary situation because it’s a big disruption in your life. If you lose your job, you need to suddenly look for another job quickly because you have to meet your household expenses and also deal with the emotional crisis. In case of a layoff, you also lose the self confidence and start doubting yourself and keep wondering what the future is going to be now. Look…
How to check a fake GST number online in just 30 seconds
Now a days various restaurants and businesses are putting fake GST number on the bills and charging extra from the customers without registering with the GST department. In this article we will teach you how you can check the validity of the GST number and its really valid of not in just 30 seconds. Its a simple process which can be done with 2 clicks. GST is now a reality…
Basic Services Demat Account – a no frills account for small investors
Do you hold a Demat account or planning to get one? Then you should know what is a Basic Service Demat Account, because it can be helpful for you if you are planning to trade very less and want to save on yearly maintenance charges. Basic Services Demat account as its name suggests is a basic version of a full-fledged Demat account which provides basic level services. It’s ideal for…
Buying Term Insurance Plan? Here are 20 Critical things to keep in mind
If you are planning to buy a term plan in coming weeks, then you are at the right place, because today I will share dozens of points which any term plan buyer should know before they buy the cover. So, if you have no idea of how does term insurance work, and if you have asked yourself – “Which term plan should I buy?”, then you are at the right…
7 alarming signals that you will not retire RICH in future
Will you become RICH in future? I know it’s your aim and you want to become rich, but there might be many things you are doing which is increasing your chances of remaining poor or middle class going forward. These are clear indications or signals that you might not become RICH and it’s time to do something about it. I want you to read each point I am going to…
How much HRA can you claim? (with calculator and video explanation)
Do you get HRA as part your salary? If yes, then it’s critical for you to understand how the HRA exemption amount is calculated? In this article, we will talk about things like what is HRA? How to calculate HRA? And various other things related to house rent allowance. You can check out the video below to quickly understand everything about HRA What is HRA? HRA i.e. House Rent Allowance…
Do you want to Retire Early in India? A detailed guide with Excel calculator
Today you will read one of the fascinating stories of one of our readers (Naren from SavingHabit.com) who has shared his personal journey on early retirement and also gave a step by step path on how to change your mindset about it. This is a long article, but quite deep on the topic of early retirement. I suggest you read till end.. Over to Naren – A few weeks back, I had…
5 benefits of investing in auto mode at the start of each month
There are two types of investors. Category 1 – Those who invest their money manually at end of each month Category 2 – Those who auto invest at the start of each month. Today we will discuss which option is better than other and what are the benefits of choosing the auto investment mode in start of the month While investing at the end of the month manually is very…
Hey Married Men – Do you know about buying Life Insurance under MWP Act?
Do you have any life insurance? And are you really very sure that it will protect your family? Majority of people who buy life insurance in India, buy it for the sole reason of protecting their family’s future. But is taking the life insurance a sure shot way to protect your family (I mean your immediate family here, which is spouse + kids)?. If the primary breadwinner dies because of…
3G Theory- A must read for all investors
We would like to share one of the recent interactions we had with one of our past clients. There is something important to learn from the interaction we had and so we thought of sharing the same with all of you. Client: Hi Nandish, This is Sam (Name changed), Do you remember me, I joined your financial planning service 2 years ago. Nandish: Yes, Sam I remember you, tell me how can…
