It is very easy to buy a life insurance. You just pay premium , attach some documents, get your health check up done and you will become a policy holder. Even nowadays it has become more convenient to buy, as most of them can be bought online. So, at the time of buying it’s really […]

In this article, we will see how you can protect your home structure and belongings from natural and man-made disasters. We are talking about “Home Insurance” Policies. We all invest our hard earned money in buying our dream home and our lives revolve around it. Unwanted natural disasters and man-made threats can threaten the security […]

Today I want to talk about a mistake which we are all guilty of at some point of our life – “Keeping too much money in saving bank account” I can understand how confident and great we feel, when we know that we have a big amount in our saving bank account and if required […]

ICICI Bank has come up with a “The ONE Savings Account” which is going to benefit the high income/network investors who are looking for more better and premium features. Let us understand the features and benefits of this account. Minimum Balance and Eligibility requirement Any salaried or self-employed individual can apply for these accounts as […]

After the launch of BHIM and TEZ app, the government of India has now launched a new multi-channel platform which is known as Umang App. This move has been taken by the GOI to unite all the government services and schemes at one place and make it more convenient for all the citizens to take […]

Do you know that, as per Indian health statistics, every year 3 % of population go below poverty line due to the heavy spending on illnesses? It means, because of large financial outgo for treatments, every year 3% of population, drop down to one level below their present class i.e. high class people become middle […]

EPF is a long term retirement saving scheme. Therefore, it can be withdrawn fully(100%) only after retirement. And early retirement is not considered until the person reaches 55 years of age. However, if you get unemployed for a period of not less than 2 months, then as per old rule of section 69(2) of EPF […]

Good News!! The Supreme Court has ruled that, citizens of India do not have to link their aadhar number to a range of services such as bank account, mobile sim, digital wallet (paytm), passport, etc. However Supreme Court has said that bio-metric ID is mandatory for accessing social welfare schemes and subsidies such as, LPG […]

What so ever we earn, even then if our income is taxable we don’t want to pay tax on that income. We have a soft corner for our income. In this way, we tend to avoid paying taxes. We must remember that paying taxes on time signifies that you are a good citizen of your […]

Have you filed your income tax return? Yes / No ? There are many investors who have very low or zero tax liability and therefore they skip filing their income tax return. Then, there are investors who do not file their returns for years and only when something urgent comes up which requires their last […]