EPF is a long term retirement saving scheme. Therefore, it can be withdrawn fully(100%) only after retirement. And early retirement is not considered until the person reaches 55 years of age. However, if you get unemployed for a period of not less than 2 months, then as per old rule of section 69(2) of EPF […]

Good News!! The Supreme Court has ruled that, citizens of India do not have to link their aadhar number to a range of services such as bank account, mobile sim, digital wallet (paytm), passport, etc. However Supreme Court has said that bio-metric ID is mandatory for accessing social welfare schemes and subsidies such as, LPG […]

What so ever we earn, even then if our income is taxable we don’t want to pay tax on that income. We have a soft corner for our income. In this way, we tend to avoid paying taxes. We must remember that paying taxes on time signifies that you are a good citizen of your […]

Have you filed your income tax return? Yes / No ? There are many investors who have very low or zero tax liability and therefore they skip filing their income tax return. Then, there are investors who do not file their returns for years and only when something urgent comes up which requires their last […]

Here is a guest post from Zubin Ajmera from Progress & Win (detailed bio at the end) .. He would like to share his insights on creating extra income while you are at job.. Over to him. – If I have to tell you the latest trends and fantasies of Indians these days, it would […]

Earlier RTI filing was too much pain, because it was very much time-consuming as it was an offline process. A form was to be filled and then a Rs 10 stamp was to be attached and the entire form had to be sent by post to the required department of the government. The form took […]

What happens to the orphan bank account once the account holder dies? Have you ever thought how your family members will be able to access and claim the money in the bank if something happens to you? Today we will discuss this aspect and see what exactly happens once a bank account holder dies and […]

One of our readers, Anjan had shared his experience of leaving his salaried job last year to become self-employed . He wrote a detailed experience of his journey on one of the posts so I am reproducing his message in form of article here. (note that this was shared last year, but I am posting […]

Buying a house isn’t easy today if you are living in a metro city like Mumbai, Pune, or Delhi. It’s nearly impossible to pay the full price of a house unless you have massive savings or an existing real estate that you can resell. This is the reason why most people take home loans, or […]

The article is close to my heart. In the article, there are no tips and tricks on how to make 1,000 crores overnight. The article is about engaging with some powerful questions and not trying to find an immediate answer to create wealth. The article is not about creating crores, it is about shifting your […]