Today I will tell you about loan against property (LAP) If you have a property which is free from any loan, then you can take a loan by keeping that property as collateral Loan Against Property (LAP) A Loan against Property (LAP) is a secured loan availed against a commercial or residential property kept as […]

Dear readers Today we are releasing a FREE, very exhaustive and detailed google sheet for everyone which can act like a single point of information for your family to access all your data and information related to your financial life. In this COVID Pandemic, a lot of families lost a family member and in many […]

Do you exactly understand what is Claim Settlement Ratio in Insurance? A lot of people just look at claim settlement ratio and make an opinion about an insurance company. In this article, let me break some myths and help you understand more about claim settlement ratio. What is Claim Settlement Ratio? In simple words, claim […]

Many people whose income doesn’t fall under tax slab have mostly invested in products such as Fd through which they can earn interest. But can we do anything to make sure that the bank does not deduct TDS on interest earned if our total income is not taxable? If you all don’t know then let […]

Shall you buy a single big health insurance policy or divide it between two policies (Base cover + a super top-up policy) for a cheaper premium? The whole insurance industry is busy promoting and selling super top-up policies as a “cheaper way of upgrading” your health insurance cover. But no one is educating investors on […]

This is a guest post by our reader Phani Kiran, who has tried to see personal finance from the software industry perspective. It will be more clear to software people but I think the way its written, everyone can understand it. Over to Phani Kiran — Hi All DevOps needs no introduction to people working […]

Lots of people in India want to buy land, especially investors from big cities as land is a scarce commodity and it sounds amazing to build your own house on a piece of land instead of staying in apartments. However, do remember that there are no specific loans available to buy agricultural land. The only […]

Do you know what happens when you are unable to repay back your home loan? After how many missed EMI’s will the lender get hold of your property and throw you out of it? What are your rights as a consumer and what exactly are the steps involved in the foreclosure process? When we buy […]

Today we will discuss how you can convince your parents (assuming senior citizen) into mutual funds to get better returns on their investments with lower risk. I am not saying that every parent needs to invest in mutual funds. But I have seen many parents retiring with insufficient corpus and investing that money in a […]

Today I want to share something interesting with you. I recently asked my team to share with me some very unconventional and “hatke” financial goals of our clients. Generally, when we all talk of financial planning, we feel its just about the boring-sounding goals like Retirement, Children education, Children marriage, Buying House & Home Renovation […]