ICICI “The ONE” Savings Account features and a quick review !

POSTED BY Anuradha Singh ON February 14, 2019 COMMENTS (11)

ICICI Bank has come up with a “The ONE Savings Account” which is going to benefit the high income/network investors who are looking for better and premium features.

Let us understand the features and benefits of this account.

complete details about ICIC the ONE savings account

Minimum Balance and Eligibility requirement

Any salaried or self-employed individual can apply for these accounts as per eligibility criteria. It’s not applicable for companies, Hindu Undivided Family or any other corporate body.

There are two variants to this account called Magnum and Titanium. Below are the balance requirement and more details.

here are the various features of ICICI the ONE savings account

Benefits of this account –

There are a various lifestyle, financial and banking benefits of this account. They are as follows –

  1. Zomato gold subscription of 1 year
  2. Big basket discounts
  3. Amazon prime subscription of 1 year and many more. Below are the complete details of the benefits of this account.

these are the benefits of ICICI the ONE savings account


Note that you need to keep a high account base in your saving bank account to be eligible for these benefits, so in a way you are also loosing on the interest part which you could have potentially earned. So keep that in mind, and then take the decision if you want to go for this or not!

11 replies on this article “ICICI “The ONE” Savings Account features and a quick review !”

  1. Nitin says:

    In the conclusion part, Article mentions – “you are also loosing on the interest part which you could have potentially earned”
    Can someone please explain that?

    1. Jagoinvestor says:

      It simply means that you have to keep approx 1 lac in account which will earn 2.5% interest .. whereas you can put it to better use and earn 6% means loss of 3500 in potential returns

  2. Anand says:

    Thanks for the article. It’s useful for me.
    I do have ICICI one savings account and debit card.

    For getting amazon prime subscription, do I have to spend 15000 Rs at one go or multiple spends are fine ?
    Where can I get this information?

    1. Jagoinvestor says:

      You can get detailed info at ICICI Branch itself or customer care !

    2. RN says:

      At one go, single transaction

  3. Swapnil says:

    Funny though.. I can easily get Amazon Prime and Zomato Gold annual plan for around 2500 Rs. why do I need to put Rs. 1,00,000/- average monthly balance to get these? either some important benefits are missing here or ICICI banks think who ever has high bank balance do not have common sense.

    1. Jagoinvestor says:

      Yes, that’s correct. One can get the benefits on their own, but there are many people who prefer to keep that high balance. If you look mathematically, it does not make sense to go for this kind of saving account, but in real life, there are people who are like that!

  4. Kumar says:

    Sorry but this article is really bad !! I usually like the articles here, but this is really badly presented and researched.
    It says MAB is high, but what is the exact MAB ? what are the features of the account other than free discounts in shopping apps ? I know I can find this info in the icici website itself, but what I expect from a blog about the account is more analysis on pros and cons, who it benefits and who it does not etc.,

    1. Jagoinvestor says:

      Hi Mr. Kumar

      The article mentions clearly that’s its 1 lac (MAB) . The article was intended only to mention about this product and inform readers. No analysis was done from our end (there is no analysis to be done I guess).

      Please ignore these kind of articles if this does not suit your reading style. There is audience for all kind of content, so need to cater to everyone. I hope you understand.


  5. srinivas says:

    One way to look at is the facilities for the minimum amount. From that perspective, the first plan costs 8000/year and second plan 16000/y(considering 8%). If this is OK, one can opt for it.

    1. Jagoinvestor says:

      Yes you are correct Srinivas, but many people are not bothered to look at it this way ! 🙂

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