My relative took a loan while taking a loan and not defaulted – Now bank is harassing me

POSTED BY bhashkar ON March 12, 2014 8:52 am COMMENTS (2)

A distant relative of mine , took a loan probably a personal loan or a credit card loan . While availing the loan , he gave my details ( without asking my permission ) and my fathers name & contact information ( without asking my father as well ) . We had no clue about the kind of loan neither any thing was informed to us by the bank ( HDFC in this Case ) . A few days back the collection agents from the bank started calling us through various sources and harassing us as the concerned person was not picking their call , neither was traceable.

Apparently he was in Orissa when he took the loan , then shifted to Kolkata. Co incidentally his Last Name matches with me and my fathers surname ”sengupta” . Bank officials assumed he is my brother or a family member and was harassing us every day with obscene calls and unwanted threats, mentioning we were legally bound to honour the loan.

With tho no other alternative, I started searching for the right connects and sent a stinker Email to HDFC Senior Management Team.

Just a few hours back , we received a few apology calls and emails from HDFC mentioning that they will investigate and stop the unwanted calls.

***sharing this experience as Maybe there could be someone who could also be suffering like me. ****

2 replies on this article “My relative took a loan while taking a loan and not defaulted – Now bank is harassing me”

  1. bhashkar says:

    Correction : the person was a defaulter. Typo error in the subject , read it as ” my relative took a loan , and while taking it referred my name and now he was a defaulter ….”

  2. Hemanth Chandra says:

    Thanks for sharing Bhaskar

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Download Our FREE Ebook!

Available only for first 100 people today

Download Our FREE Ebook!

Available only for first 100 people today