Hi This is regards to a settlement, i had done with 2 banks HSBC and ICICI I had paid 75% of the amount with both banks for my credit card as they offered to settle the CC, but one of them gave me settled letter from ICICI with a NOC stating no due pending and […]

I am a credit card customer of HDFC Bank. I have received a call from HDFC office on 18th/10/20014 regarding accidental insurance. The representative (a lady) told me that I have to purchase an insurance from your company which is compulsory for credit card holders. She told me that the money will be on EMI […]

Hi, I Rahul Solanki, have applied for SCB Credit card in the year 2011. I got the SCB credit card without any annual charges (Informed on phone-no proof). After using the credit card for 1 year, SCB have charged me an annual fee of Rs. 800/- (approx). which I didn’t pay, but cleared all the […]

Hello.. I have 6 credit cards. Its a mess to be frank. I have been in their credit trap for years now, paying minimum due and lots of interest and all. Lately i was able to completely pay off 4 cards. The cards: Citi 1 (ioc card, free of charge) – paying minimum due Citi […]

Hi, I was having credit card, i used it careful and paid in time, at the end bank enabled travel insurance without my notice and that amount came in my bill and i didnt pay it, they put my name in CIBIL, Finally i paid the total outstanding, after that i didnt apply for any […]

I didn’t paid the loan outstanding due to sudden cancellation of loan account as it is linked with credit card, which was undelivered due to person not available at address (Courier STATUS). And it has been written off because bank refused to reconsider the same loan account to continue which had a period of hardly […]

As I raised earlier an issue of instant credit card The same has been repeated in the month of March’14, and Sep’ 14. When I ask the bank to update my repayment info in CIBIL then only they are moving to update with in period of 15 days after raising an issue. And that too […]

Dear sir sbi card giving a facility named flexy pay for above 2500/- rs txn , installments 6,12,24 months. Whether it is better or not…? Please advice me sir.

Dear Manish, I have taken Two Wheeler Loan with BAJAJ Fin . I realized about  CIBIL when my recent applications were rejected from 3 banks.Looking into MY CIBIL report it was found that There is one Write off against Two Wheeler Loan with Due of 1918 rs .i have contacted with their customer care and Paid Full […]

Hi I am having an hdfc and citi bank credit cards and my repayment was on time.some times may be late.and also having an auto loan (hdfc) payment was late in that 4 times ECS was returned and I repaid the amount. my CIBILscore is low.and please help me how to manage my score.