which bank has the minimum income eligibility criteria for visa signature credit card?

visa signature credit card is offered by many Indian banks. which one has the minimum income eligibility criteria for the said card and how much is it?

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Is there any real benefit of having an Amex payback credit card?

Amex-payback credit card points can not be redeemed as real world cash. it acts as an endless perpetual cycle or trap. the annual fee is fifteen hundred rupees excluding tax.  and to waive this one has to spend at least one and a half lakh per year, which does not apply in my case, as […]

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Which is the best way to get true cashback on fuel?

Is there any credit card which offers real and hassle free cashback on fuel? I do not want citibank credit cards which has so many conditions like citibank-only machine-swipe and minimum bill restrictions. I am an occasional car user and I want cashback from any petrol or diesel station and from any swiping machine. you […]

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Paid money in Cash and Cheque to close my ABN Amro Credit Card

I used an add on abn amro credit card for which my father was the parent card holder. as my father retired he decided to close the card and approached the bank. the bank redirected us to a collection agency and a guy from the agency came to our home and talked to us about […]

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Help to choose the right credit card for doing only International transactions ?

Hello, I have my accounts in SBI, ICICI & HDFC and I want to get a credit card. But I won’t be using it for shopping/fuels/bills instead I only need it for international online transaction that can be done only by credit card and my yearly transaction would be within Rs. 20,000. I am looking […]

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Query regarding cancellation of SBI Advantage Credit Card ?

Hi All, I am Praveen. I am using the credit card from past 6 months. It is an secured credit card. It is an SBI Advantage Plus Card. For this card initially i won’t get any credit balance, but as I am paying the 2500 +GST Charge  every month till 11 months my credit balance […]

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ICICI Bank Credit Card settlement – I am getting Threat calls

Dear Manish Sir, I had an icici bank credit card taken in 2008 in which Rs 65000 is still outstanding.One person was in regular touch with me from icici calling from delhi for the settlement of the card .Finally i decided to settle it in month of feb 2014.However there was no response from there […]

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Want to understand how credit card cycle works ?

Good evening I want apply for credit card so can you please let me what are the important things? The billing cycle is 5 of every month .I will do the transaction on the first month on 10 march and will pay the bill on 15 march will there be any interest calculated . And […]

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How can I improve my CIBIL score ?

Pls advice how i can improve my CIBIL Score because i was using HDFC Credit Card but due to some issue, that amount was 12k,  i tried to pay the remaining but they are not giving me option to pay in installment. How can i improve my CIBIL score so that i can apply loan […]

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How to get NOC for settled amount paid for HDFC credit card ?

Hi, I had HDFC credit card. I checked my original and duplicate statement and found conflict in it. It has different amount for services. It had 1500 Aprox with in 3 months. I wrote mail to dpt  but got unusual reply that It has been done which I can’t see till now. I stooped payment. […]

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