POSTED BY October 26, 2014 2:46 pm COMMENTS (4)ON
I Rahul Solanki, have applied for SCB Credit card in the year 2011. I got the SCB credit card without any annual charges (Informed on phone-no proof). After using the credit card for 1 year, SCB have charged me an annual fee of Rs. 800/- (approx). which I didn’t pay, but cleared all the other payments.
I then stopped using the card. After sending some reminders, SCB has put my name in the CIBIL defaulter list. I have applied for the CIBIL Credit report and found that now my amount overdue is Rs. 8523/- (instead of Rs. 800/-). Can you please help me to overcome this problem as I need to apply for home loan. Any help would be appreciated. Thanks a lot.