POSTED BY October 26, 2014 2:35 pm COMMENTS (5)ON
I have 6 credit cards. Its a mess to be frank. I have been in their credit trap for years now, paying minimum due and lots of interest and all. Lately i was able to completely pay off 4 cards.
Citi 1 (ioc card, free of charge) – paying minimum due
Citi 2 (shoppers stop card, free of charge) – paying minimum due
SBI (rs 750 annual charge) – paid complete amount
HDFC (free of charge) – paid complete amount
Kotak (pvr card, free of charge) – paid complete amount
Standard Chartered (free of charge) – paid complete amount
Now i need to know what should i do with the cards. Should i cancel the cards i paid off? Should i keep the cards or maybe cancel the sbi one as it has annual charge?
Any other suggestion.
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