Dont have credit history from past 5 years – Will I get home loan ?

POSTED BY csekhar ON October 22, 2014 12:08 pm ONE COMMENT

Hi,

I was having credit card, i used it careful and paid in time, at the end bank enabled travel insurance without my notice and that amount came in my bill and i didnt pay it, they put my name in CIBIL,

Finally i paid the total outstanding, after that i didnt apply for any credit card and loan. I have overdraft in HDFC bank, other than that i dont have any credit history.

Now I am planing to apply home loan, do I get home loan without any loans and credit cards ?

Please advice
Thanks in advance
Sekhar

One reply on this article “Dont have credit history from past 5 years – Will I get home loan ?”

  1. Hemanth says:

    Get the latest report from CIBIL…. if the score is >750, it is a good score

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