Hello, I am looking to get a credit card with a limit of say 8K or less. Well the purpose of credit card is primarily to make online payments related to web services in US. I simply don’t understand why there is no payment solution like debit card where you can do a foreign transaction online. Thank […]

Hi Will my CIBIL Score down if ask for CIBIL report? Bcz  I requested for 4 report for the past 1year and heard that it decreases my score. Is it correct ? Plz clarify.

Hi all , I have made a purchase from my Credit Card .When I inquired from my Customer Care ,she told me that I have an option of converting my payable amount into monthly installments. I have two questions : a) Will it effect my Credit Score ,if I convert my payable amount into EMI’s […]

Hello Manish, I am Prakash From Bangalore, My current CIBIL score is 726, I wanted to apply for a home loan, however one of my old ICICI credit card (issued in 2006) showing the Current Balance as 64,000 and Status Shows as “NO SUIT FILED” (Not sure what this means), will this affect my loan […]

I got a call from HSBC that they are offering 5000 cash back for makemytrip . Is it correct? Has someone availed this?

I am running a business and due to no finance support, I am using my personal credit cards to support my business. I want to know how to show these transactions in my personal tax returns to avoid any issues in future. We are making the payment direct from the company to the credit card […]

Hi, I have got a call from HSBC about co branded card with makemytrip. They are offering me cashback upto the extent of air fare booked in one of the transaction through makemytrip – it is 5 thousand rupees. As per procedure mentioned by salesman, to avail the cashback, I have to activate card by […]

I had a few debts on my SBI credit card. After a while the bank recovery department called and asked for settlement. This was a verbal agreement for paying 15,000 Rs in 3 installments. I paid the 1st 2 installments, and for paying the 3rd installment I demanded the letter from that person. He started […]

Hello, I have made a mistake while paying my credit card EMI account. Instead of transferring money to my account I have transferred to some other account. Kindly some one suggest me how to get the amt back, Amt is: 7K Bank: SCB

I went to a shop “TEC ZONE” at Raghuleela Mall – Kandivali west to by a mobile. On negotiating the shopkeeper agreed to offer me the piece at a price available in another local shop in the vicinity. When I went to make payments I was asked to pay 2.5 %  extra for paying by […]