Hi Manish, This is Sushil Mittal, I need your help regarding PF transfer, its bit complicated case, request you to please spare 2 min for me to help I worked for Ericsson, Uninor, Idea and now i am with Aircel. When i was with Uninor then i applied pf transfer from Ericsson to Uninor. Similarly […]

Dear Sir, Greetings! My name is P. Saju Varghese, I had worked in company called SHRIRAM from 06.01.2014 to 10.04.2014 roughly about 3 months I have resigned from the company and I am not working at the moment. My p.f. no is TN/AMB/65572/2012. Could you please advise me if I can withdraw my p.f. Hope to hear from you […]

One of my relative’s query is “I am a senior citizen, and I am having ppf account in post office – which I am continuing even after maturity date without further subscription for the last 9 years and continue the account without withdrawal since i invested in other tax saving schemes amount is not big. […]

Hi, Situation: The company is in court ordered liquidation. Process is on with company fighting the case in high court. The employer is not giving relieving letter. The company has also not deposited PF for more than one year. Question: How can I withdraw the complete available balance in my PF account. Can I withdraw […]

Hi, My wife was working with employer 1 and she used the same EPF number for Employer 2. Now she wants to withdraw the amount as she is not working since past three years. Will she have to fill two form 19 with individual employer sign or only one form 19 with sign from either […]

I and my wife both have PPF account and we both are working. We save from our salary and put it in my SBI account and then I give two cheques in my name while depositing in PPF. So are we individually allowed for 80c for that 1+1L i.e. 2L in PPF account.  We have […]

HI I had read that when one chooses to encash his NPS balance, he can get 40% of the amount upfront and rest in annuity, i.e., in monthly installments. Now, my NPS balance is only two years old around 60,000. If 60% of it were to be annuitized for the rest of my life, the amount would […]

My friend’s company EPF is managed by a private trust . For FY2013/14 the Govt had announced 8.75% interest rate. My friend says that his private pf trust gave 9.5% interest rate.  Is this possible? if yes,do i have a choice to move my epf to a private trust or am i bound by the […]

Hi, I had left my previous organisation in Mar 2011. The organisation has its own PF trust. I could not collect the PF money transferred to my new organisation. I have request the previous organisation to settle my PF on 26th June. I am informed that ” This is to inform you that the interest […]

Presently I am working as Professor with an SFI Degree Engineering College near Vadodara, since September 2002. During  mid-March, I had to undergo an orthopaedic surgery. I am still on leave, on LWP basis. I may need another 2-3 months (LWP only) for getting fully recovered. During mid-May, suddenly I received a threatening show cause […]