I want to know what are NPS benefits and drawbacks ?

Hi, I am working as a scientific officer SO/C. Also comes under central government NPS, My account is tier1 . I am 27 years now. I want to know 1. How much amount i will get at my retirement age. 2. How much amount i will get as monthly pension. 3. Is there any PF […]

READ MORE

Documents required for EPF withdrawal after change in name because of marriage

My wife left her job 7 year ago and now she wants to withdraw her EPF amount. Her EPF account is with her old name (name before marriage). She has active bank account with old name. But she does not have identity proof with old name. Her PAN card & passport holds new name (name […]

READ MORE

Can One person open PPF Accounts with different Banks ?

Hi All, I have a couple of queries: 1. Can I open one PPF account each with 3-4 different banks (say SBI, ICICI, PNB etc)? 2. Opening a PPF account with private bank is same as that with banks like SBI? (in terms of rate of interest and stability ? FYI: I read in forums […]

READ MORE

Benefit regarding to withdraw total amount or temporary loan from postal PPF account ?

My father has Postal PPF account which completed in April 2014 with total amount of Rs 2.5 lacs. Now he need money. So he wish to know that benefit regarding either to take withdrawn total amount  or temporary loan from PPF account. My father’s age – 52 years Monthly income – 31,000 (package 4.1 lacs) […]

READ MORE

How to get my EPS details when its with Company Trust ?

Hi, I have been subscribed to EPF over last 15 years and switched jobs but ensured by EPF is transferred all the time. In my current job, EPF is with the company Trust. How do i get the details of my EPS account? How do i confirm that my last transfer of EPF included EPS […]

READ MORE

EPF/EPS closure after 6 years of service

Hello, I have completed 6 years in my current company X.  I will be resigning next month & joining another company Y.  After joining Y, in 2 months, I will be deputed abroad for next 4-5 years. That is, I will be working for my onshore company of Y. I would like to know: a) […]

READ MORE

EPF deducted in this month but shown for next month

Hi, In my company EPF is maintained by a trust. In my earlier company the monthly EPF deducted and respective company contribution aligned with the particular month as per PF statement. For e.g., PF deducted for Dec and company contribution for Dec is shown for Dec in the PF statement. However in my new company […]

READ MORE

How to close already existed PRAN account ?

I am working in central govt. I got PRAN number also. I am selected in another govt org.without noc i have selected in interview .After resigning i will join in new job.my problem is that in new job they will provide me a new pran but database in it shows will it already exists my […]

READ MORE

Would I need to visit Post Office every-time to deposit money in Postal RD ?

Dear Sir, If I want to invest and this montly amount I want to deposit in RD should I need to visit Post Office to deposit this amount RD? Kindly advise, PN

READ MORE

PPF calculation after 20/25/30 years

Hi, I want to know what what will be value of ppf account in these scenario. Interest rate 8.7 % case -1:- Invest 29561 for 20 years in PPF account Case-2 Invest 22842 for 25 Years in PPF account Case-3 Invest 18498 for 30 years in PPF account I will be happy if you provide me calculator or […]

READ MORE

FREE Financial Health Checkup

Take up a detailed 25 questions financial health checkup to find out how much you score out of 100?

Archives