Dear Sir/Madam, I worked in HCL from Aug 2005 to November 2006. I left the organization without relieving letter. Recently completed my relieving Procedures on 2010. I asked about withdrawal of PF. they suggest 33% will be deducted as per income tax rules. Also, my present employer suggested they will initiate PF by end of 2013. […]

Please clarify…I have joineda a company on dated 21.12.2005. and resigned on dated 15.03.2014. Now from HR, I come to know that I am not eligible for superannuation fund. They are saying “Employee will become eligible for the benefit if  he  has completed the service tenure of 5 years from the date of eligibility i.e […]

In the recent budget it was announced that PPF limit has been raised to 1.5 lakh?  Have post office and SBI started accepting 1.5 lakh? When can we start investing 1.5 lakh instead of earlier limit of 1 lakh?

My uncle worked in private security agency in Pune,he left his job due to some personal reason,he noticed that EPFO sent letter to my employer that form19 rejected on the basis of name difference,he have pursued the matter so many time with personal visit to employer but no action, in this matter employer not cooperating till date. […]

Hi Friends! Please help with some doubts regarding Pension amount and PF amount: a) Pension Amount: I’d like to know the procedure of withdrawing Pension amount after 60 years of service and how will we get Pension amount of 58-60 years and Pension amount of Above 60 years. b) PF Amount: I’d also like to […]

PF/VPF qamount is normally free from tax, including interest gained on it. But if its closed before 5yr continuous service, then its taxable. So, if i close my account before 5 yr but the final amount i receive will not cross my tax limit for that FY, then should i pay any tax on PF/VPF […]

In PF, 50%-50% amount is paid by employee and employer respectively. Again, out of amount paid by employer, 50% goes to Provident Fund & 50% to Pension Fund. E.g.: if I pay PF as 1000 INR. My employer as well pays 1000 INR. Hence, my total PF accumulated is 2000 each month for which I […]

Hello, I am maintaining my pf account balance from 2009 April onwards. During this time I changed 3 companies. In my PF statement join date is mentioned as current company join date. How do I know my PF years of service, please advice Jay

My PPF account matured on 31st March 2014. I wish to continue without further contribution. Wish to know : Will this account continue to earn interest at the same rate as any other running PPF account? How many times can I withdraw in a financial year?  Will I have the option to exit anytime I […]

Can I deposit extra 50k next month before 5 ? Not sure when this would be effective