Can I transfer by Home loan account from one SBI branch to another?

I have a home loan account with an SBI branch in Bangalore. Can I transfer that to another branch in Bangalore or a branch outside Karnataka

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Will Bank charge any penalty if I pay builder remaining money from my end itself ?

Hi, Recently I took home loan from SBI and got online access for MaxGain OD account. My flat is under construction and till now only 5 lacs is dispersed to build from 40 lacs. My question is, in future can I transfer the remaining amount (Rs 35 lacs) to builder my self or do I […]

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0% interest on Loan – Is it Fraud ?

Hi All, Today i got one interesting call from AXSI Finance. Caller was from Axis bank and saying that Sir, We have launched a new plan that is only for today 31.12.2014 Personal loan (any loan) at 0% interest rate. Here is the explanation told to me by executive. P Sir, Suppose if you take […]

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Need Suggestion on transferring Home loan from Axis Bank to SBH bank

Hi All, I have availed home loan with Axis bank some 18 months ago. Repayment is happening through ECS and no issues with that. This year I have availed a car loan from SBH bank and they are now ready to offer me lesser interest rate for my home loan transfer. As I am not happy […]

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Can I get a personal loan now as I settled Home Loan amount recently !

Team, This is Ramesh, 4 months back I have cleared ICICI personal loan of 50K (settled amount 42K), which I have taken 3 years back. Till Now I didn’t get any credit card due to may be CIBIL score. Now Can I avail Personal loans/credit cards ?. If not Please suggest me in this case. Thanks, […]

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Standing instruction issues with Union Bank

Taken a home loan of 13 lakhs from Union Bank for an interest of 10.25% with an EMI of Rs 14169 per month. We gave standing instructions for Indian Overseas Bank, but the same amount is not been credited to loan account of Union bank and is always lying in the Saving Bank account opened […]

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Its good to transfer Home Loan Interest rate from 10.50 % to 10.15 % ? With conversion charges.

I had a Home Loan (floating rate) of Rs. 10 lacs. Starting Interest rate @ 10.15 % then presently Interest rate is @ 10.50 % next reset date is March 2015. They give me option of transfer from 10.50 % to 10.15 % with conversion charges of approx Rs. 2,800/-. Now what to do, I […]

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Helios & Matheson Cheques bouncing – Please help

Dear Jagoinvestor: My widowed mother’s interest & Principal cheques on Fixed Deposits with Helios & matheson information technology Ltd have started to bounce. Please advise the possibilities I can explore to realize the amounts.

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Cheque bounced even after I paid full amount – How does it affect my CIBIL Score ?

Hi, I have taken a consumer durable loan from tata capital in year 2012 and pre-paid it in 2013 but even after prepayment they presented cheque to bank. since i have prepaid loan amount equivalent to cheque amount was not available in bank account and cheque get bounced because of that bank charged me ecs […]

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Is it possible to reduce the tenure of Home loans from 30 Years to 15 years?

I have a home loan worth Rs 16 lakhs with SBI bank for the period of 30 years. It was taken in January 2015. I want to convert the tenure to 15 years now. Is it possible?

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