What are the best options available in the Home loan rates after 1st Jan 2011?
I have recently received 3 lakhs through a sale of old family property. I have 2 loans running, following are the details: 1.) Car Loan – Principal Outstanding: 3,47,000/-, 24 installments complete, 36 left, EMI: Rs. 12000, Rate of Interest:12% 2.) Personal Loan – Principal Outstanding: 1,38,000/-, 107 installments left, EMI :2190, Rate of Interest 13.75% I […]
Can we buy a house with our sibling (brother or sister) as a co-owner? If we can buy, then can we get home loan for the same and share the home loan principle and interest for the income tax exemption? If yes, please let me know how this can be shared, how should we submit […]
Hello all, just want to know, if its necessary to have NRE account to have home loan in India. according to information from some private banks , I got to know that NRE accout is must. I live in Malaysia for job and wish to purchase home in India. I send money to my saving […]
Dear Manish & Members, Its a great contribution from you all & first let me thank & wish you all the best. My prevailing scenario is I’ve been living in rented houses for the past 4 years & the total paid out is about 2 Lacs Currently i’m planning to move to a leased residence […]
I need to take a loan of 20 lakhs for further studies. My dilemma is whether I should take a loan @ 12.50% for 7 years or pay out of my saving. My saving in MF and stocks give me a CAGR of 20-22%. I would be easily able to pay the EMI from my […]
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