I have done a part payment of my HDFC home loan on 11th November 2014 but HDFC bank is updating my EMI on 7th of Jan 2015. My EMI date is 7th of every month. I want to know how much acceptable delay is there in reflecting the updated EMI from bank side? Bank has not […]

Hi, I am a salaried professional. I have home loan with karnataka bank of amount 47,00,000 (floating interest 11.50%).  I am paying EMI from last 16 months without any default.  The loan agreement signed in Apr/2012 did had a clause of 1% penalty for loan switch-over. Now i want to move the loan to corporation […]

Hello Experts, I have Maxgain home loan and I dont have transaction rights as I haven’t received possesion of my flat.  Final disbursement is now done and I expect posession letter from builder next week. I have made some prepayments earlier. My question is that 2 weeks back, available balance was 1,24,800. Now suddenly since […]

Hello, I have a home loan of 21 lakh rupees and the tenure is 15 years. Full EMI started in August 2012 and I am getting the possession in next month Dec 2014. EMI I am paying is around 22000 rupees. Now, I have purchased this flat for investment purpose only and would surely be […]

Hi, SBI RACPC have given me appointment for disbursement of home loan of new under construction flat (80% work completed). what care shall I take?

SBI MaxGain account has OD facility which is blocking me to get Personal Loan. OD is reflecting in CIBIL report and bank I applied for Personal Loan saying i have to get NOC. When checked with SBI they say Overdraft is MG feature and we cant give NOC for it. How do i proceed to […]

I have taken a loan of around 3 lacs from sbi. And now after paying several monthly installments the amount didn\’t seem to reduce much. I am having trouble understanding it. Please help. i can provide the account statement if needed.

Hi, I have availed home loan of Rs. 30,00,000 from SBI under SBI Max Gain Yuva scheme. 80% of the loan amount is disbursed till now. I had asked for 20 year loan, whereas I was given 30 year term loan without consulting me. I came to know about the increase in term to 30 […]

Hi Team I have transferred my existing loan from LIC Housing Finance to SBI MAX GAIN and the loan amount is 28.40 L. The EMI amount is 30,466 (which includes RINRAKSHA EMI also). Now my first EMI decuted from SBI Savings account on 10th Nov. 1. But As per below data the drawing power is […]

Hi, I have net salary of 32744 p.m working with current company for 2 years and total work experience more than 4 years. My residence is in Noida with parents paying no EMIS on any other loans. My Credit Score is 690. Can i get a loan of 1.5 lakhs with tenure 3-4 years?