Is it safe to take home loan from DHFL ?

I m planning to take home from dhfl. is it safe and trustworthy to go with dhfl? what is more beneficial floating rate of interest or fixed rate of interest? please advise me.

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Should I switch my HDFC home loan to SBI considering only 56 months are left ?

Hi, I have taken a home loan from HDFC bank for 20 Lacs in 2011. I have made several part payments and brought down the amount to 11 Lacs. The interest rate is 10.15%(floating rate) and the remaining tenure is 56 months (4 Years 8 months). I am planning to transfer my home loan to […]

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Loan Application date wrongly entered from 6 to 60 months ?

Dear Sir, I have taken housing loan under Maxgain scheme from SBI The moratorium period I have mentioned in my application was 6 months. But in their system they have entered 60 months and they refused for the EMI to start.

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Why is Plot Loan only on registered value which is govt rates ?

Dear Sir, I want to purchase a residential plot on loan (20-25 lakhs) I have Rs. 5 lakhs. Any bank will provide 60-85% of total value mentioned on the REGISTRY. The problem is, all the registrations are done at Govt Land rates which are very low compared to market rates. This is done to 1. […]

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Some Premium debited from my MAXGAIN HOMELOAN A/C ?

Hello guys, Need some information from you. I have an SBI MAXGAIN H/L account for my under-construction property (took loan approx 6months back). While applying for H/L I didn’t opt for any personal insurance. But SBI told me there will be a property insurance which is mandatory. But I need to pay the one time […]

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Claim top up loan principal + interest under section 80c

I have an existing home loan (23L) + top up loan (12 L) from a private bank, totaling to 34 Lakhs. Of this 12 lakhs top up loan – came to know that we can claim both  principal & interest part under section 80c & section 24 respectively of IT act. is that true? My […]

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Can I merge home loan + top up loan into one loan ?

Hello , I have an existing home loan (23L) + top up loan (12 L) from a private bank, totaling to 34 Lakhs. Would like to know whether i can do balance transfer of both the above accounts? 1. would any of the banks allow to merge this into a single loan? if so, would […]

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Switch to Home loan to different bank or reduce the Interest rate from the current lender ??

Hi all , This is my very first post, so please excuse the typos. I have taken a house loan of 41.5 lac from LIC in April 2012 with a rate of interest as 10.4 for 10 years. floating. The rate of interest was 10.4 just for 3 months and later it got increased. Its […]

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How to get provisional interest certificate if loan amount is not fully disbursed ?

Can I get a provisional interest certificate if loan amount is not fully disbursed to me and I have already started paying EMI.

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Will bank pay home loan after my father’s death ?

My father had taken the sbi surkshit hl from sbi. he had taken loan of 800000. but he died in the month of april 2014. and he did not received the whole loan. during this period he had paid the monthly 12000 EMI. now i wanted to know if my father had taken the SBI […]

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