Dear All Based on the inputs received from this Forum, I chose to go with Aviva for Term Policy. On the face of it, it seems a good policy and is much more attractive than other online Term Policies. Initially, Aviva gave a quotation of only about Rs. 6350 for coverage of Rs 50 Lakhs […]

Last year 13/04/2011 I started a LIC policy jeevan mitra triple by paying 28531 per/year for 7 laces SA with accidental and permanent disability benefits. Now I am going to stop this policy and left the money I paid to LIC. I will break 28531 from this year onwards to i term plan (7500 for […]

I have decided to buy an accidental insurance policy but I have few doubts and queries Name: Yogesh, DOB: 15-09-1983, Annual Income: 7.5 laces, married and one child 1. I have a group health insurance policy from my employer where I am covered for personal accidental insurance for 18 laces (Death, PTD, and PPD). Do […]

Hi all I ve just started to do financial planning,I’m24 since 1.5yearsI’m working.I’ve been going thru all the stuffs related to insurance and investment.Even,read few articles on this site. Right now , I m persuaded by one of LIC agents who is relative too .Well , confused a lot iwht endowment plans (jeevan sarla ,anand […]

I want to know know what is claim process in any unfortunate event? What are the documents needed? Kindly give the answer in details so that everyone can explain the claim procedure to his/her dependent. Thanks in advance to all.

Hi I am looking for online term insurance of 60 Lakhs. Should I split the insurance between two companies (say 40 lakhs & 20 lakhs)? But in this scenrio premiums will be higher than taking the insurance from one company. Premium benefit of higher sum assured (> 50 lakhs) will not be available to me. […]

Dear friends, I am going to change my Health insurance company. can anyone tell me how to find claim settlement ratio in the IRDA website? When I googled I found this article, what is your opinion about the settlememnt ratio mentioned here? (http://knowledge.policybazaar.com/health-insurance/item/718-health-insurance-claim-settlement-ratio.html)

Hi, I want to have a Health Insurance packed with Dental insurance benefits or Separate Dental insurance. Please advise.

Dear All, I have a very serious question to which i am finding a concrete answer. I work with a company where we are insured for Personal Accidents under a Group Insurance Cover. The company has hired services of a Agent for this matter. Recently, i had filed for a claim under the same. I […]