Hello, I am working for an MNC for last one year. I am looking for some traditional plan with good returns in 5-7 years. Double the amount in this period would make me as happy as peacock. Can you suggest few? I am 23 yr old, single and I don’t have much responsibilities towards my […]

Hi, I am planning to stop 2 policies — 1) Endowment policy from ING which I have for more than 5 years. Now, the policy is in grace period, i.e. I missed the premium on 20th Feb. So, questions regarding this policy are: 1a) can I still surrender it at this time and get some […]

Hi All, I am 32 years of old and my wife is 28. Both are working. We have an year old kid. After joining JagoInvestor first thing(Now many other things) I learnt was how important Term Insurance was. We have now zeroed in on 2 policies(Offcourse from this very forum only). One for me(HDFC Life) […]

Dear All Yesterday, one LIC agent (family friend) has visited our house, explaining the importance of Jeevan Ankur plan. We listened him with half-heartedly. But, he has shown amazing results. My younger brother is 30 years and he has 1 year old son. The premium (including accident death benefit rider) for a sum assured of […]

Hi, I’m 25, looking for a good Term insurance plan. While searching I came across the “Increasing Term Insurance” type that increases the SA by some percentage. I’ve zeroed in on the following options : SBI : 40 lacs @5% = 11353 rs SBI : 50 lacs @5% = 13198 rs Birla : 40 lacs […]

Hi all, I have a health insurance from New India Assurance for myself and my mother (joint). The premium is Rs. 13000 per year for a coverage of 2 lacs. Now I want to increase the coverage from 2 to 5 lacs with an increased premium accordingly. Is it possible to increase it on the […]

Bajaj Premium Personal Guard and Apollo Individual Accidental Insurance have variants of the policy under which one can cover Spouse and Child as well with 50% and 25% benefit respectively. Does this work as individual or floater? If premium for below three conditions are almost same and that is my limit to spend, which one […]

I bought New bima Gold policy from LIC in 0ct 2007 Term-20years , premium 17624 RS Money back in every 4 year – 50,000 RS Last oct i got 5ok after paying 4th premium , now i want to surrender this policy , how much amount i will get ?

Hello Friends, I have invested in three 3 polices for self + my wife and 1 policy for my child. But now i realized to surrender 1 or 2 polices to make way to invest in MFs or SIP or PPF. I know this very late, but now i have to make some hard decision. […]

I have Taken Tata Maha Life Gold policy in the year 2006.Till date I have paid 6 premiums. I need to pay my premium till 2020 (Premium amt yearly is Rs.44196.) As per policy norms From 7th year onwards I shall be paid a bonus (Amt Unknown) and from 10th year (2016) onwards the Company […]