April 21, 2014 2:20 pm
Will my CIBIL Score down if ask for CIBIL report? Bcz I requested for 4 report for the past 1year and heard that it decreases my score. Is it correct ? Plz clarify.
Dear Raja, NO. Your personal requests ‘ll not pull it down. Yes requests from others (banks, lenders etc.) ‘ll pull it down. Reason. They ‘ll not demand it unless you put a request for any loan or credit facility. so more demand from others, means more loan requests from you. thus affecting your credit score.
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