Should I prepay my SBI maxgain loan or let my money sit in saving bank account ?

Hi, I have SBI Max Gain home loan on a flat in Bangalore and possession would be in FY 2015/16. I am paying the interest on disbursed amount (instead of total loan amount) every month. I have 2 lakhs sitting in my SB account which give me 4% interest. I am an avid follower of this site […]

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hemsmail.com email marketing company is fraud – They are not returning my money

I taken their service for sending bulk mail and I have paid them Rs.7500/- for smtp service. When I started sending emails, the emails were not delivering to inbox, and mails gets blocked. When I showed them dashboard and told them that your services is not working, they started blaming me that mails are not […]

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Tikona harassment – Got a call from their lawyer to appear in Court !

Hello all, I had subscribed for Tikona’s broadband services in October 2013 for six months i.e. up to April 2014. As the service was not up to the mark I did not bother renewing it but to my surprise Tikona renewed my connection and sent me a bill of Rs. 4436/- for a further 6 […]

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Where is Ashal?

Where is Ashal? I am sad that he too has left this forum.  Please return!!! Ashal- please reply. Thanks, Kuntal

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What is the best child plan for newborn ?

I am going to become father after 3 months. I want to take a child plan for new born for future studies. Please suggest some good options. Also suggest other investment options which I can do for newborn.

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QNET real business or fraud – Is it legitimate ?

My very close friend is pushing me to join this company for past 1 year……. so far i am avoiding it……is it a legitimate business……or a scam waiting to explode……. ?

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Need Financial advise for my financial life

Hi , Me and my husband save monthly Rs. 10,000. I need the following product plz suggest me. Health insurance  (i m thinking of Oriental Happy Family Floater Policy (my age-27,husband-28 and Mother in law-60) Term insurance – 50 lakh for my husband i also want to invest in mutual funds though SIP. plz suggest.

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What Approach should I adopt to invest 12-15 lacs in mutual funds ?

Hello, I have total cash amount of around 12-15 lakh and would like to invest in Mutual Fund. However I am aware that investment should be in SIP and not lumsum. What approach should I go with this lumsum amount. Is there any way I can keep all my amount other than FD? In future, […]

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Query regarding NCD maturity amount – Will I get back my invested amount ?

Hello everyone, I have a  doubt whose solution, i wish to have from you. My question is as follows : Suppose i buy a NCD of rs 5000 offering some interest rate which will mature in 2 yrs ( interest paid monthly ). Then , after maturity ( i.e after 2 yrs ) , whether […]

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Please review my plan for Sister’s Marriage & Son’s Education investments ?

Hello All, Below is my current scenario about my goals. 1. Short term goal (Time at hand- 1 year) 2. Long term goal (Time at hand – 10 years) Below is the outline of my plan to achieve it. 1. Short term goal – Sister’s marriage Plan: Planning to take RD or RD+ for a […]

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