Hi, 5 years ago, Iwas defaulted for 4 personal loans and 4 credit cards.. my Cibil score is today 767. with no knowledge I had “settled” all the accounts for which i was defaulter..  whats the best way to improve the score and be eligible for Home loans.. suggestions plss

My wife is working in private company. She didn’t pay any tax for last financial year. (Bcoz of savings). Professional tax was deducted. But her company is refusing to give Form 16 . The reason what they are giving is that she didn’t pay tax. Is it true?? How to get form 16.what right do […]

I have not paid the amount for the past six months in RECURRING DEPOSIT account at the post office. Do i need to follow any extra procedure to get my account back to normalcy ?

Hi In today’s scenario, documents are so important even more important than a person’s life. People do have or not anything but in India they need to accumulate all the documents issued by government and there is not one or two important document but a list of documents, like – 1) Voter ID 2) Passport 3) […]

Dear Sir, Recently I have taken my credit report from CIBIL and Equifax. But both companies have given different score i.e cibil – 767 & Equifax – 305. Please suggest on this issues. Regs Gurumalla Swamy

Hi I wanted to ask that as of today, does defaulting on payments of mobile companies affect our credit score? And what happens in case the recovery is outsourced to collection agencies?

Hi Manish, I had transferred some money from abroad account to Indian account through kotak click2remit. Even after 20 days, the amount have not been reached to my India account. But the remitted amount (dollars) has been debited from abroad account. I raised a complaint with with Kotak and they replied that they could not […]

Want to open a Travels Agency small scale. Please let me know whatever licences I require and/or any other doc I need to prepare for that?? Thinking of opening it within another 2-3 months. First from home then after some time will take a shop.

I want to buy tax saving bonds. What is the process and how can I invest in them for tax saving purpose?

One female dies in accident. Leaves behind one son living with husband who is  living seperately with his wife and children.The parents are old and were dependent on her income.Also has married sisters with families not well to do.My question is who should get the mact award money? Her husband is trying  to get the […]