My age is 63. I have Hdfc policy of UNIT LINKED PENSION Started in Jan-2008.Maturity on Jan 2018.Premium is Rs.2000/month. Second is Bajaj allianz policy of UNIT GAIN PLUS GOLD SIZE TWO. Started in Feb-2008. Maturity Jan-2021.Premium Rs.30000/year. What should I do with this policies?Surrender?Get it Paid up? Pl. guide.

Hi, While reading and responding to some other question in this forum, I thought of asking this question. I have taken a householder’s policy (for structure) from Bajaj Allianz for my apartment in Navi Mumbai. The policy was taken for a 5 years with premium paid in one go. Now that I have shifted to […]

Hello Friends, My dad had been Paying the Bike Insurance for more than 5 years, but he never claimed anything( Happy that, No Accidents till Now). I asked my dad for ”what purpose we are paying insurance premium?”. But answer I got is just simple( as many ppl thinking),”Becz I don’t need to give money […]

I have recently purchased a new flat. I wanted to take the Insurance cover for flat against any mishappenings or damages in future from fire, theft or any natural calamities etc. Please guide me if there is any Insurance of such kind and companies providing this.

Hi friends , this is Manish Chauhan here ! . Glad to take help from our own forum here 🙂 I have my car insurance from National Insurance from last 1 yr (Alto , 2nd hand) . My premium was around Rs 5,500 . I also used the insurance to replace my Windshield, which was […]

Hi All, I have query related to car insurance, not sure if this is allowed here; if not entertained then please disregard my query. I am due for my car insurance renewal and I have been checking things online to get a better idea on the renewal. After all the search, calls from different insurance […]

Dear Sir, I have following policies:- 1. Reliance Guaranteed Money Back Plan-40,000/- annual : started on 08/11/11. 2.Reliance Highest NAV Advantage plan -RP-20,000/- annual : started on 13/09/11. 3.LIC Endowment Assurance Policy-19,000/- annual : started on 10/02/10. 4.LIC Money Back Policy-12,700/- annual : started on 28/02/04. 5.LIC Jeevan Nidhi Policy-10,100/- annual : started on 28/02/05. […]

Hi Manish, Do Indian general insurance companies offer insurance coverage for personal guarantees given by businessmen during the course of their business? If not, what are the alternatives available to protect one’s personal assets from business related personal guarantees? Thanks, Paresh

Hi, Would like to go for a personal accident policy with total permanent disability. Total partial disability is optional. Which insurer would be the best opt? Either one of the 4 govt insurers , national, united india, new india assurance, oriental, or a private insurer, icici lombard. Parameters to select the insurer, as I know,  would be […]

Hello, As per IRDA circular following products and riders have been withdrawn w.e.f 1st October 2013:      Waiver of Premium Rider, Personal Accident Benefit Rider ,    Dread Disease Rider , Payor Rider , Waiver of Premium . I had bought an endowment policy 10 yrs ago that have few of above product riders. What are […]