I am 28 years old & presently I have below plans for future. I am earning 47K per month and at a rate of 9% rise in salary per annum. My family includes my wife with 1 child ( 2 years) and parents. My spouse is housewife and parents retired this year (2012). Life Insurance: […]

Hi! Recently joined this forum and think now that I was missing lot of information which is available on this forum. Like most people I had never thought that probably term insurance would be better for a person. I am currently paying around 1.0 L for LIC premium for a cover of what 5.0 Lac( […]

Hi, I came across this website 2 days back and I would first like to congratulate and thank you all for all your inputs. I am currently 26yrs Male and I am working with a MNC. After reading the blog, I came to know about one thing that Term Insurance is a must and Insurance and […]

Hi, I have two LIC policies which I started back in 2009 — which included a retirement plan even before my first job, to rake in the “power of compounding” 🙂 but now it seems to be a naive decision taken under influence of family friend LIC agent.   Policy details:   LIC Jeevan Saral […]

I have taken my LIC policy in 2011. But my LIC agent is creating problem with me, he is not helping me to collect my premiums on time, help in changine my mode from yearly to semi/half yearly & even though answering to my quarries. I most irritating part is that he is ignoring me […]

Hi  My self Pankaj, 30 year old. I am married and having no children. I have dependent with Parents and spouse. My annual income is 13 Lacs. I am working in private sector. Following are the investment i have: 1. ICICI Pinnacle ULIP @ Rs 50000 p.a. 2. Reliance Growth MF @ Rs 60000 p.a. 3. HDFC Top […]

Kindly advice regarding what to do with my LIC policies. Which ware taken by me for Insurance & Saving for future. Shall I continue or Stop. Details are as below. If yes then please advise the better source for Insurance & Saving.   DOB: 25/05/1982 Marital: Married Income: 2Lac/Year Depend: 2 Nos   Praduct Name […]

Hello all, I am 26 yrs. single, having gross monthly income around 40K(Excluding PF/Income tax/etc). Recently I have purchased a flat for self and moved most of my savings and investments towards the same. Also have taken a home loan from HDFC of Rs. 1250000/- from HDFC, ROI 10.5%, EMI 12580 for 20 yrs. I […]

I got Rs.20 lakhs at my retirement at the age of 60 years. I invested this as follows:- 1. Rs.10 lakhs with SBI Sr.Citizen account @9.5% interest. 2. Rs.2 lakhs with DMGP-Reliance dual advantage fixed tenure fund-II-PlanA-Growth – Invested in March 2012 3. Balance Rs.3 lakhs I took 1883-ICICI Prudential Capital Protection Oriented Fund II […]

Hi, I am 26, Divorced women. I have to buy an health insurance for my self. Till now I havenot faced any kind of health related issue, also, I have never done any kind of health check ups. I have two LIC plicies Jeevan Saral & Jeevan Anand. I am a software professional, earning 45000/- […]