Hi Sir,   I an chetan from Mumbai. my DOB is 12/05/1988 (25 yrs). i want to take my 1st life insurance.   After reading ur side & watching all video i understood that, we have to take at least 1 TERM insurance. so i go to my friend he is LIC agent. (My 1 st reference […]

Hi, I am going to enroll with jeevan saral plan of LIC for an amount of 18,000/ Year. But after review of that plan i got confused to proceed. My main concern is to get the maximum return, flexibility for withdraw with Tax benefits. Please suggest me. Is there any other option for me.   […]

yesterday i paid premium for jeevan saral policy to agent and beacuse of false commitment of agent I want to cancel that policy, i have got the receipt of annual premium of Rs.4800/= . Please let me know that any deduction is there and what is the process of cancellation and when we will get […]

Hi All, I am 32 years old. I have a LIC’s JEEVAN SARAL policy with quarterly premium of Rs.9187/-. Date of commencement of the policy is 28/05/2011. Now I want to reduce my quarterly premium, is it possible with this policy? If yes, what I have to do, please suggest me. Regards Atin Chattopadhyay

Hello Guys! My details are: Age=29 years, Occupation=Railway Employee, Monthly take home salary=20340/-, PF=960/month, Total PF balance=76243/-, dependants=Mother (family pension holder @ 13450/month) & Spouse. Assets=House(5-BHK paid in full worth 45L), Gold worth 2L & RD worth 70K. Loans/Liabilities=1) Car loan from Magma Fincorp to be paid @ 6450/month till Apr 14. 2) Co-operative society […]

Hi All, This is my first question in this forum so please excuse me if this is not correct place to ask such questions. For myself and my brother I got a bunch of old LIC policies and wanted to have a relook at all of them to know which ones to continue, which ones […]

Hello Manish, please help me in following stake. Scenario #1)  If I invest 1L/year in LIC for 15 yrs in certain plan like Jeevan Saral. I could get, a) Maturity amount after 15yrs = 26L around(there may few thousand in addition) b) Normal Death Coverage is = 45L around. c) Acciddental Death Coverage = 66L […]

My name is Rajesh Gupta. Age 29. Living in Pune and I am software professional earning around 11 lpa. My simple aim is to save as maximum as I can. I have currently following liabilities/expenses. 1. Home loan of my native place. Currently only 3 lacks are remaining to pay. EMI is coming around 9000 […]

Dear All, I have been reading through the forum posts for a few days now. I regret not being through this website earlier, when I was starting my initial investments, and mostly I made all the investments to save my taxes rather than creating wealth or retirement planning. I am 31 years of age now. […]

Dear all,   I have taken Jivan Griha,Jiven Mitra,Jeevan Saral and Endowment with profits policies for future for My Son as adviced by my financial Advisar. But while reading the forum my eyes opened. Why I have invested so much money without thinking. Please let me know which policies are good and which are bad? […]