Hi, I am planning to start SIP of Rs 7000. Which are the best funds that I can look for to get the best returns in a short term of 1 year Thanks, Dinesh

Few blogs I read are subramoney.com, Bala’s blog, ranjanvarma.com, danariely.com Am I missing any other useful blog? Any recommendations? Sincerely, Swapnil

From the past 9 years, I am using chitfund organised by my father-in-law (hence no risk). Recently I felt it is not giving me proper benefit as I am continueing till the end. Need guidance to understand whether it is beneficial to continue chitfund or invest in Mutual funds/sweep (9% interest). Will it be beneficial […]

Hi Guys I have a cycle Schwinn sporterra which i bought for 20k . Not many insurance providers are giving cycle insurance (Majorly it is covered for thefts) New India website says that Insurance Premium will be 2 Percent. If i ask the office people (directly to the Front office of New India ) They […]

Dear Sir, I am a reader of this website since last 1 year. I need you advice in regards to my investment, whether it is on track or not. My current investments are as follows, LIC – Jeevan Mitra (triple Cover Endowment Plan – Yrl 5268 INR) LIC – Endowment Plus Yrl 24000 INR LIC – Bima […]

Hi, I have taken a LIC Jeevan Saral policy just for the sake for the saving tax, Life insurance + Investment. Since i was guided by someone and didn’t have much idea about all these policies, i went for it. But now after doing some research I realise PPF + Term insurance is a better […]

Hi, I am looking for Personal Finance Master Document template to maintain all financial and related details. Do you have any template available to include all details? At Jago Invester website, I found one document for emergency and I didn’t find any for this purpose. Thanks, Ramkiran

Hi, I have planned for some home improvement for which i am not sure if need to take money from my FD which i have for my emergency expenses (My Contingency Plan) or redeem or book my mf profits which will cover my expenses. Please suggest.

Hi, After reading the article on retirement planning, I wanted to know about techniques/policies through which I can create my retirement fund. My requirements are: 1. I will be saving a fixed amount every month 2. The corpus will be available in a liquid form (easy withdrawal in case of emergencies)

I have decided to invest in PPF(max limit of 1 lakh). I am in dilemma over the timing to invest 1) Invest in Feb : Get only 2 months interest. Can withdraw one year  earlier 2)Invest in April : Get benefit of entire year interest. Withdrawal one year later will loss of 10 months of […]