POSTED BY February 13, 2014 1:45 pm COMMENTS (2)
ONDear Sir,
I am a reader of this website since last 1 year. I need you advice in regards to my investment, whether it is on track or not. My current investments are as follows,
LIC – Jeevan Mitra (triple Cover Endowment Plan – Yrl 5268 INR)
LIC – Endowment Plus Yrl 24000 INR
LIC – Bima Account 1 Yrl 12000
HDFC – Young Star Yrl 15000 INR
HDFC – Classic Assure Yrl 24000 INR
ICICI – Pru Lifestage Wealth I Yrl 24000
MF SIP
BSL Front Line Equity Fund Growth Regular – Yrl 12000 INR
ICICI Focused Blue Chip – Yrl 24000 INR
PPF – Yrl 24000 INR
Please give your advice to improve the financial planning. At present we both are working and have no kids.
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How long you have been investing on these plans ?
How much amount you are paying for MF SIP ?
Most of the policies seems to be Insurance plan plus few are for wealth creation.
Do you know how much returns you will get from these policies ?
Dear Prakash, why there is not a single term cover with you and same for your spouse? What about health insurance?
Thanks
Ashal