Hi Manish, I have gone through most of your articles. I need a suggestion from you. I’m a software engineer and I’m earning 50k and my wife is earning 15k monthly and our savings are as below My savings 5k for chit 10k in MF(SIP in different firms) 5k SIP for Reliance liquid fund 2k […]

Hi Finance Gurus, Kindly advise me the best affordable and reliable option for transferring money from India any nationalized bank to German bank account with the charges incurred for the transactions. I have checked with the SBI in which they transfer the money to the Frankfurt branch in Germany for which SBI India takes around […]

Could you please enlist the steps involved as well as the expenses to be incurred in opening and maintaining a minor trust? In addition, please advise if there is any upper limit in terms of the amount of money one can invest on behalf of the trust, as well as on the amount of money that […]

Hi, This is Nanda Kishore from Bangalore working as a Software Engineer. Now Citi Bank if providing Personal Loans on low interest for 13%. I have a thought to take Personal Loan for 3 Lacks and give it for 18% interest to my friends or relatives, doing business at my Village. I will take loan […]

Hi, I have been reading so much about investments and savings recently. I have contacted few financial consultants too but have not been satisfied about the various investment options they suggest as they are mostly biased to some company or the other. Now my question is assuming I save approximately 15k to 20k per month […]

Dear Sir, You are doing an excellent work of advising and educating common people regarding the investment and policies. My query is, I am planning to buy LIC Endowment plan – 817 for my child (age 1 year) with single premium of Rs. 4.2 lacs which will return me around Rs. 16 lacs on maturity […]

Hi Team, Basically My question if on legality of Service Charges charged in Restaurants . Me and My Family hv been visiting various restaurant for Dining such as Punjab Grill, Rasovara , Grapewine , sea corner , pizza hut , Mcdonald etc one thing is common in these place the service charges they have charged […]

Hi, I have been allotted ESOP grants from my company in 3 trenches 2 in ESOP scheme and 1 in SAR scheme. Need clarification on the following: 1) what is a SAR scheme and how is it different from the regular ESOP grant 2) some of my esop option expiry date is in 2016, would […]

I had taken a plan in future generali of premium 15000 per year for the term 15 years. I have paid 4 premiums but now I am worried. Should I continue or stop and withdraw my investment.

Hi, I am now 39; My job is not stable as Government service. So I need a plan to keep investing. I have plan to keep investment in two section. 1>PPF and 2> Mutual fund(as SIP). Objective are: Gather future invest amount before time of investment to protect from discontinuity on investment during hard time […]