Hi All, I want to know if there is any financial product that can guarantee ROI 10-12% per annum? I understand, investment in MF and equities would do. But again, it depends upon investor’s analysis to identify correct fund/stocks and market volatility. I knew, TMB offers 10% ROI for FDs. Is there anything else apart […]

Can I nominate an NRI for Post office Monthly income scheme? If yes, what happens if something happens to me, can NRI nominee withdraw all the money from post office?

HI Manish / Others, My employer is starting to provide option to employees to opt (voluntary, not mandatory) for NPS Corporate sector model in which employer will deduct my Special Allowance (which is fully taxable@20.6%) with an amount of Rs 3675 (10% of my basic salary of 36750 per month) and deposit this amount in […]

Hi SBI had launched a scheme of home loan for green homes in 2009 wherein discount of .25% on interest rate was granted to those who bought green home. Green rating for homes is given by society GRIHA based on number of factors .25% discount means that while regular customer would get home loan at […]

Please suggest if it is advisable to go for Icici Wealth Builder plan that invests the amount in 100% debt. They assure 9% return on corpus and any amount (say 1L premium per year) invested, will be given as 1L/year after 15 years for the life of the person.

Recently IIFL launched secured NCD with 12.68% should we invest in it ?

hello , I had taken a NRI max gain home loan with SBI last year. It is an under construction flat and I was just charged an amount of 26k  a one time premium for my home general insurance The total cost of the flat is 42 lakh. The SBI loan is 30 lakhs and […]

I want to open a demat and trading acount. I’ll be using it only for equity investing in delievery mode. Zerodha sent a Power of Attorney form alongwith the usual registration and KYC forms. Is is “mandatory” to sign the POA? What are its implications if I don’t sign or if I sign? Can I […]

Hi Manish/All, I recently bought the aegon religare iterm plan for 100 Lacs as pure protection plan. I bought this for couple of reasons – – being one of few plans which were offering more than 30 years considering that (I’m 26/27) to cover untill my retirement – covering ALL forms of death, even terror […]

Hi, Around 1.5 yrs back I had opened a Demat account with Sharekhan. However I find their online interface extremely tedious, confusing & time consuming. Hence I now plan to open a Demat account with some other broker, transfer all my holdings to the new account and close the Sharekhan account. Can anyone suggest a […]