Need information on IRDA guidelines on surrender value of life products (Tata AIA Life Nirvana Plus)

Hi Manish, I started reading Jagoinvestor articles recently and they are very informative. I made the mistake of mixing insurance with investment and got convinced that I had paid for wrong life insurance products so far. Now I have made most of them as reduced paid-up, except one (I surrendered the policy and need information […]

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Mutual fund folio cleanup

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Agent’s Commision on Mutual Funds purchased from AMC website

Hi, Until last year, I used to purchase any MFs offline, through my Uncle who’s an investment advisor. That way, he’d get some commission on the same. However now I have started online purchase to avoid the hassle of filling forms and due to the overall convenience. I do this directly from the AMC’s website. […]

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Inflation indexed bonds

Can someone give feedback about investing in Inflation indexed bonds.What should be the expected coupon rate and its liquidity options that makes it a better investment option for individual investors? What is the ideal % of such bonds in anyone’s portfolio?

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Tax Relaxation for paying Parent’s Loan

Hi all, Two years back, My Father and Brother jointly had Home Loan. My Bro. paid approx. 1.3 L per ear & got the tax exemption accordingly. Now, I got a job & I am also contributing for the repayment of the loan. My query is “CAN I AVAIL TAX EXEMPTION FOR THIS LOAN REPAYMENT” […]

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National Pension System Tier II

Hi,   Currently I am having NPS Tier I account. Should I go for Tier II account (Voluntary investment). Can anyone provide the url links to good articles about NPS .   Thank You

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Investment in Debt

I have invested some money in the following BSL Income Plus IDFC Dynamic Bond kotak Bond Plan SBI Magnum Income SOME QUERIES What does it mean if there is negative return in a month I have opted for qtrly dividend Will I get dividend or there may be no dividends too what is the expected […]

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Investment Scheme advice needed

I got one investment suggestion from a known person with following information, I masked company names. I need advice from you if someone should really invest in ventures like these by any chance if so what should be those important points which needs to be taken care before investing in such schemes (can these be […]

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How to make LIC policy paid-up?

Hi, I have 2 LIC policies – 1. Jeevan Anand 2. Money Back. I paid premium for these policies for 7 years till now. I wanted to make these policies paid up and start a term policy. When I visited LIC office for same, LIC personnels seems unaware of word ‘paid-up’. They told me I […]

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AEGON Religare Assured Returns Plan

Hello Manish & JI Expert team, Today I came to know about a plan from AR – AEGON Religare Assured Returns Plan I am sure you must be aware about all details of this plan so I am not describing it. Please suggest me with your kind & valuable comments that should I go for […]

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