So currently I have two home loans: 1bhk 1098000, 13% rate of interest, outstanding amount 8lac+. This property Is self occupied fully furnished. EMI is 11,388rs 3BHK under construction, disbursement of 18lac so far, first EMI PAID this January 17k. Expected possession date is March 2016. loan amount is 54lac.Rate of interest  10.15%. BOTH housing […]

Finance is the root cause of Every Individual Good Health and Wealth. Most of the People in INDIA and many Countries in the World are facing Real Financial Crisis in the later part of their Life. Reason , they have not Planned and they have never been Financial Literates. Always educate yourself in the world of Finance […]

Hello, I & my husband both work in IT sector and our combined savings per month after expenses are approximately 1.25L. We have a 6 months old daughter and we both are in our early 30s. This is how we have plan to invest starting january, please give your feedback: Goal 1 – Retirement (in […]

Future Family Expenses: Pre Condition: Assume No Debt in current situation with Frugal style of life, staying in own house, already invested in real estates for big ( education/marriage) expenses etc.Inflation: 12% Now: 15000 is spent per month 5 years from now: 26500 10 years from now: 46500 15 years from now:  82000 20 years […]

hi Experts, previously i got every good response from this group. I learnt a lot specially from ashal and other experts in forum and from Manish and other author’s articles. So after reading the Q&A’s and articles i took some time to streamline my financial life, repay the silly credit card and Personal loans. Luckily […]

Hello I’m investing Rs.2947/month from Jan 2011, tenure is 30 yrs, Both me and my wife are self employed. Can you suggest whether this can be a good enough instrument for retirement?  Will we be able to generate enough corpus for survival considering our current age 40 and the prevalent inflation at the time of […]

I have taken Birla Vision life policy for 15yrs with monthly premium of 7000 in jun 2014. If i break the policy now i end up losing 20k and get a return of ard 29K. Is it worth it to break the policy and invest in SIP? or shud i continue the policy for 3yrs […]

Hi, Firstly thank you very much Manish about jagoinvestor.com for such a helpful platform for all kind of people. Now,Can any one help me out with this- I need an advice on investment of 10k/month for 15 years through sip in hybrid(balanced)mutual fund would be a good option or not? Considering risk appetite capacity is […]

Me and my husband lives in rented house. our household income is 30000. I have below investment till now 1. 15000 rd in SBI bank for 1 year (just started) 2. 1000 rd in post office in the name of my husband (started in last year) 3. 600 rd in post office in my name(started in […]

I have had bad financial history and I want to correct my cibil rating, which stands at 634 now. I have around 6 loans/CC having ‘settled’ status in my cibil report. I understand the fact that I need to reach out to the bank and pay back the remaining money to have a null status […]