If husband has opt for family pension and his wife is a business women and earning money and filling tax. After husband death , will wife get pension even though she is earning?

Hi, I would like to know if there is a way I can find out about my old investments? I do not have a track of what I invested in, in the last 10 years. Can I find it out somehow? I have invested in Mutual Funds, SIP, ULIPs etc. All of it has been for […]

At times I wonder how much ever planning we do for financial expenses there’s always surprises ( which may be due to poor planning too..!).. For eg.,we would have thought of spending X amount of money or never thought of spending any money say for an unexpected dinner party with friends or your wife went for […]

Hi, I severely need your precious help in financial planning. Below are my details: Monthly Take home salary: 1,70,000 INR Monthly expenses: 65,000 INR (including Home loan EMI of 21500 INR) Insurance taken: 1 Cr – Aviva i-term life insurance 5 Lacs – LIC Jeevan Anand Policy Loans taken: 10 Lacs (SBI home loans) for […]

How/where to find a good, reliable,impartial , economical financial advisor?

Hi, I started in MF SIPs from July 2012. I moved to USA in the month of February 2014 and my SIPs are still continue in India. My Bank account is still in India as Normal savings account. I checked with FundsIndia and they said that I can continue my SIPs as usual. 1. Should I […]

Hi I am regular investor in MF and PPF schemes. Recently I tried to figure my debt and equity portfolio allocation. I tried to include my PPF, EPF (myself and employer) in debt. With that I got 50% debt allocation as EPF contribution was made regularly for last few months by me and my employer. […]

Would it be wise to invest 5 lakhs as lumpsum in HDFC mutual fund (growth) for 3 years in place of bank e-STDR which attracts 30% tax on interest?

Can anyone please confirm the statements below. I have found this calculations and ROI of Equity in one of the post in JagoInvestor, and I didn’t see anyone rejecting the calculation part? Are we accepting the ROI calculations of Equity as mentioned below:. 1. Equity actual CAGR as on date has been only 12.5%. (Check […]

Hi, I am currently working in a private company and working onsite. My company provides me extra benefit for food and travel every month which comes around 40K. (Non Taxable) But my expenditure is not that much. And I save a lot of money thru this? Should I have to treat this as income? and […]