Is there any ideal % & other categories of salary outgo as a monthly/yearly expenses to meet all needs or to balance all aspects of life Following is an exmple of salary outgo where it has been try to meet all requirements. % may get changed with person to person but it should be within […]

I was a absolute zero in Personal Finance and started reading Jago investor 2 years back (did that only for 5-6 months). The few things I did after reading took Term Insurance for a bigger amount,1.25 Cr dumped my money back policies Opened PPF Started  reviewing Credit Reports Applied a Pan Card for my Daughter […]

My spouse and I have a combined monthly income of 2.2 lakhs. We have combined EMIs of around 80k per month. I am 35 and my spouse is 30. We have annual expenses of around 8 lakhs (taking into account surprise expenses, so this is a slightly inflated estimate). Our current investments are as follows […]

We usually think of the fees for higher education when we plan for a child\’s education. We set a target time around 18 years and plan for it. However, even the annual fees can be a burden on the parents. Any thoughts, comments, suggestions about how to plan and budget for the annual education related expenses for […]

Hi, I am planning to invest every month 10,000 and I want the money after 1 year.I am planning to go for bank fixed deposit.i have a savings account in HDFC. Could anybody help me is there any other option which gives good return after one year? Thanks in advance

I have around 5 SIP accounts. Two accounts are performing beyond expectations and rest are average. Is it advisable to take out the high return money from those 2 accounts and not the principal and invest in some different fund because today the performing funds can be non performing tomorrow. Please Advice.

Dear All, I need to your valuable suggestion for my Financial Plan. last six month before god blessed with angel. My monthly salary is Rs.25,550 (take home amount). Last 5 years i have been investing Rs.2500 in HDFC TOP 200 fund. and i have 2 lakes  in LIC Beema Gold Policy. its possible to invest to […]

Hi, I am planning the finances for my childrens education.  If I require Rs. x (say 5,00,000) in current times, How can I calculate what will be its equivalent amount after y Years (say 15 years) considering the inflation and other factors. Regards, James

Hi – Do you use any online tools to maintain your real estate details apart from spreadsheet? Do you think it is safe to enter the details in an online portfolio management tools like Perfios etc? I want to record all details such when it was purchased, address, area etc..

I have a huge amount in my sb (kept for purchasing a house). I would like to know a product where i can earn more interest for a shorter period without tax implications