Guys please give your valuable thoughts about the situation. To get more funds for investments, if we make EPF as less as possible and pay a bit more tax. Is it the right way of thinking or not ? one more point to add suggest in ref to long term and short term.

  Hi friends, I am 31 years old. Recently I opened my PPF account. I am already having a CPF(Contributory PF) done by me and by my employer. Is it wise to deposit 70k in PPF in addition to EPF?? Recently I read an article on Pension products from subramoney.com. (It is also a very […]

Hi Everybody, Happy pongal! [belated] 🙂 I’m in 30% tax bracket, I’d like to invest more on my wife and kid’s names. I’d like to know the ways to invest to get rid of Clubbing of the income which is generated by that investments. I’ve 2 options as of now: 1. Investing 70,000 [in total […]

After going through couple of articles about EPF, i’ve got some questions related to it. 1. I heard that EPF is only available when your basic salary is below 6500? What does it mean? I got this question because I’ve seen packages where basic salary is around 30k and PF is contributed at 12% from […]

Does any one have first hand experience in withdrawing EPF amount from the company , how much time it “actually” takes ? Documents , follow up required , requirement of being in the same city ? Note that EPF is not to be transferred , it has to be withdrawn only . Manish

  Jagoinvestor has changed my thinking about future planning. I’m 29 years old right now. I am looking forward for your valuable suggestions to create a better portfolio. Myself and wife are working and our monthly savings is around 60K after household expenses and Rent. We are planning to work for another 20years and the below is my […]

Can I withdraw money from my PF account for my sister’s marriage? If yes, what is the procedure to initiate this withdrawal?

Dear All,   I am moving out of my current job after 6.5 years. My current PF account is in Hyderabad and currently I am in Chennai. My next employer too would be from Chennai.  Can someone please help me out on what should I do with my current PF account? Should I encash the […]

hi manish, i am 21yrs old and earnin about 25k.. i can invest about 12-13k every month but i don no where to invest.. i went through so many articles of u and finally arrived with some places where i can put my money.. 1) mutual funds(about 4 sip of monthly inst 500rs) 2) ppf […]

Hello Everyone, I am aware that the highest amount one can invest in a PPF account during a year is 70k. And whether the duration considered for an year is from “Jan – Dec” or “April – March”? To be more clear: Suppose I invested 70K in March,2011. Then can I invest another 70K in […]