I am salaried and have EPF with my employee. I am able to save around 5500 every month. All this money is going into equity based MF like HDFC Top 200,Franklin India Bluechip, Quantum LT. I have seen in many portfolio suggestions recommendation for adding a Debt Fund. Is it required to have debt fund […]

Hi All,   Need your valuable advise. Please advise me. I am currently having SIP of 2500 Rs each in Birla Sunlife Tax relief fund ’96 & HDFC Tax Saver. I chose this to save my tax as well as an investment purpose. I am planning to start one more SIP, Please advise me which […]

As per law, there can be only one PPF account in the name of a person.Somewhere in the forum i read “one can open 2-3 PPF accounts in span of 2-3 years for liquidity”. How this can be managed in case of family? If my family includes (Me, Wife , minor child), i suppose i […]

Hi all I wan to know about the contribution of Employer towards my PF. Say my Basic is 10000 and a contribution of 12% is made from my side i.e 1200 p.m. Is my employer alos liable for the same. As far as my knowledge say YES. But I was surprised to see when I […]

As far as I know you dont need saving bank account in SBI if you need to open PPF account with them , but some of the people are facing issue while openeing the account , Some branches are saying that its COMPULSORY now as per new guidelines . Does any one know about it […]

Does PNB provide facility of linking a PPF account opened in PNB to its Internet Banking facility just like SBI provides?

Hi All, If I could not pass 1L limit for this year and there is still remained 57,972 to save !!! So, I choose to take a Mutual Fund SIP for Feb-Mar of lets say 5000 pm in HDFC Tax Saver. But it would just exhaust 10K out of 57,972. CanI invest these (57,972-10,000 = […]

There is a big confusion which has come up on the main blog here :https://www.jagoinvestor.com/2011/01/monthly-income-plans.html#comment-19339   The confusion is whether interest at the time of openeing a PPF account will be same through out the tenure or NOT , govt might change it in between , but will it be applicable to old accounts or […]

Hi, Can someone tell me why there is a upper limit of Rs.70,000 per annum in PPF? Regards,Arudra.

Hi guys, I’ve read some where in some website related to investment : 1.Investing in PPF is waste of money, since the inflation on avg is 10.5% and the PPF is giving only 8% and the net loss is 2.5%. 2. To achieve 20,00,000 in 10yrs span, we have to invest 9,683 monthly in SIP […]