POSTED BY January 17, 2011 4:54 pm COMMENTS (3)ON
I am 31 years old. Recently I opened my PPF account. I am already having a CPF(Contributory PF) done by me and by my employer. Is it wise to deposit 70k in PPF in addition to EPF??
Recently I read an article on Pension products from subramoney.com. (It is also a very good blog like jagoinvestor. Infact from jagoinvestor only I came to know to know that blog. i bought the book “Retire Rich-Invest 40/- a day” by Mr.P.V.Subramanyam and read it, its nice.)
As per Mr.Subramanyam, it is said that PPF is better for only 45+ people. but till now in all the television shows (NDTV Profit), i heard one should think of equity only after completing his portion of EPF & PPF is done. please share your views on this….
Else, as I am already exposed to debt product through EPF, is it better to divert the money to equity investment through SIPs route for long term??