PPF Banks

Dear Friends, Are there any other banks offering PPF Account Opening facility, other than SBI? Kindly advice.

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About my blog

Hi manish, Being inspired by your blog i started my own blog and sharing my knowledge to beginners who are just starting to invest.Please view this post alone and suggest me or give me some comments. http://sriyahooanswers.blogspot.com/2011/11/power-of-compounding.html

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Increased rates for PPF

We all read that various post office products were rehauled at the end of last week. PPF now earns 8.6% andl limit is increased to Rs. 100,000 per year. I was unable to find any one newspaper article from when the increased contribution is effective. Can I contribute 100,000 to my PPF for this FY […]

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Investment in PPF Account

I’m at age of 25 and earning around 5L per annum. I’m planning to retire at age of 50. Is it good to invest in PPF account around 50k every year whereas it will benefit me for tax savings as well as for future savings. My normal PF contribution is around 25k every year. Life […]

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Doubt regarding EPF continuity

Dear Mr Manish First of all, I would like to Thank You for providing good financial solutions to Investors. Its a great job. Regarding my doubt is concerned: One of my colleague recently shifted his job from ‘X’ organisation to ‘Y’ organisation in the same city. Both orgnaisations are big companies and are paying PF […]

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Tax treatement on PF withdrawal

Hi, I withdrew my PF after 10 years of service and recieved around 7 Lacs rupees which are currently lying in my Savings Account. I have following questions. 1. Is this amount taxable? 2. As I fall in 30% tax bracket, this amount, if taxed, tax liability will be huge. What can be done with […]

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Enquiry about PPF

I am operating a PPF account. Can I open a separate PPF account for my baby (or may be under my wife’s name who is self employed and does not fall under tax slab)? Will I be able to deposit Rs. 70k in each account side by side? Thanks,

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Enquiry about child career plan

Hi, I am 40 years of age and have a kid of 1 year and service in private firm. I need suggestion about following two points: 1) Financial plan for my child\’s career. 2) Retirement planning for myself. I want to keep two different portfolio for this and trying to achieve a target of Rs. […]

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EPF from my previous company

i left this company \\\\\\\\\\\\\\\” Esselshyam\\\\\\\\\\\\\\\” in 2003. i used to have a PF account with this company. For some reason i did not claim my PF when i left the job. Can i get my EPF money now? If so what is the procedure? I am not in the same city any more. thanks […]

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Can the EPF account be dormant for a certain period?

Hi, I have been working in the industry for two years now. I plan to go for higher studies next year for two years. I wanted to know if I’ve to close my EPF account before going for higher studies? I’d prefer to park the money accumulated till date in PF account itself for those […]

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