Hi, I need some advice. Should I take LIC Jeevan Saral and along with that some other saving option OR should I opt for a term plan and PPF. Thanks Richa

Hi Manish, Here below are the queries with relates to my existing LIC policies. My info: I am 30 years old and married with a kid of 3.5 years and my Parents are with me, My father is not dependent on me and my mother and wife are house wife. Name of the policy Commencement […]

Dear Sir,I am 30 years and receiving 15,000/- per month as salary.Now I came to know that LIC is imposing service tax on premiums after December and i am on hurry to get a policy. I am interested for 20 years policy.Please suggest is jeevan saral is better than Jeevan Anand or not and is […]

Hi! I have just completed 5 years with jeevan saral policy and want to discontinue the same. 1) I want to ask about its maturity amount?(premium is of 18004 for 35 years.) 2)I want to invest that amount in PPF a/c. you are requested to answer the same and direct for for ppf investment. Thanks […]

i have completed paying 4 half yearly premiums for LIC Jeevan Anand, Jeevn saraal with sum assured 7lakhs and 5lakhs in an  idea that it would produce high returns.  Now in a dilemma whether to proceed with further premiums. Kindly clarify? Policy has completed 2 years.

Hi, My name is shyam kishor and age 28 years. my income is 35000 per month. now i am going to purchase jeevan saral policy for 25 years term and my lic agent told me if  i will pay 24000 premium per annum and after 25 years maturity will become 2730202 and it also give […]

Hi Manish, found your article in one of the website while searching for investment plans, it was really helpful thanks, i also wanted few suggestions from you, hope you would favour me, I am confused if investing in jeevan saral or ppf is worth, my tenure is 15 years, and budget is 30k per annum […]

Hi, I took Jeevan saral policy of LIC in 2011 with yearly premium of 48040. I want to surrender it ,since I read lots of articles about LIC products on jagoinvestor. Since I have paid 3 installments, I think i should pay 2 more so that 100% surrender value is obtained. Please suggest,if I’ll get […]

Hi, I had taken Jeevan Saral policy in 2008 .I had paid 3 years complete premium. Premium amount is 24500 yearly. Now I want surrender this policy. How much value I will get . Is it advisable surrender policy. Regards, Amol

How can I calculate partial surrender value of Jeevan saral by reducing monthly premium amount? Any one have any excel sheet calculation? Can you share the calculation  excel sheet?