Decision on LIC Jeevan saral and LIC jeevan anand

Hi i m 32 year old. I am holding two lic policies 1. jeevan saral premium 28224 per annum. sum assured: 6 lacs term : 30 years Premium paid for 5 years. 2. jeevan anand premium 10486 per annum. sum assured: 2 lacs term : 21 years Premium paid for 5 years. Background: 1 both […]

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How to find out current surrender value of jeevan saral policy ?

I want to surrender my jeevan saral policy . I was paying premium of 18000 a year and policy started in September 2010 . I want to know the current surrender value .

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Jeevan Saral Surrender or Do not Surrender ? Please Advice

Hi Its been 2 years since i got a job and like most of others I have taken a LIC jeevan Saral Policy just to save tax . I havent analyzed much in my first year and like a  dumb fellow took jeevan saral policy for premium of 48000/- for 21 years :(.. Now Since […]

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Paid 2 lacs in Jeevan Saral, Surrender value is 1.7 lacs – What a joke ?

Hi , I have a Jeevan Saral policy for which I am paying Rs.46,452.00 per year. i paid my 5th installment on 11.02.14. 1) Please tell me the best time to surrender it. Now or after 31st Mar 2014 or in January 2015 before the next due date of 11.02.2015. ( what is special surrender […]

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How much will I get after 30 yrs in Jeevan Saral Policy ?

Hello, Please help me on the below mentioned query I have purchased a Jeevan Saral. My Annual premium (I pay it every half year a Rs. 30325) is Rs. 60650 and term is 30 years. I have taken this policy in Jan 2008. They told me that I will get around 1,00,00,000.00 after the maturity […]

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Do not want to continue Jeevan saral Policy

Hello, I have taken jeevan saral in 2011 with annual premium of Rs. 45000. I have paid twice and third premium is due but I do not want to continue this policy. Would I all the money (Rs. 90,000)I have paid till date or is there any other way I can save this by paying […]

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Surrender Value and loan amount of Jeevan Saral Policy after 5 yrs ?

Sir, I have completely paid the premiums for first five years for Jeevan Saral Policy. The total premium amount I paid is around Rs. 60000/-. What will be my surrender value & loan amount.  

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Is Jeevan Saral really a good policy or its designed to confuse and mislead ?

I have purchased a Jeevan Saral Endowment policy from LIC of India on 8/3/ 2011 for a life cover Rs 25,00,000.00 (Rs 25 Lakhs only) and survival sum assured of Rs 25,00,000 (Rs 25L) on the assurance that this policy is an excellent investment for my retirement corpus, unmatched by any other plan in the […]

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LIC Jeevan Saral or PPF – Which is a better investment option for long run ?

Hi, I have taken a LIC Jeevan Saral policy just for the sake for the saving tax, Life insurance + Investment. Since i was guided by someone and didn’t have much idea about all these policies, i went for it. But now after doing some research I realise PPF + Term insurance is a better […]

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How much money I will get if I surrender the Jeevan Saral LIC Policy?

Dear Ashal, I have a Jivan Saral LIC policy having premium of 36000/yr . Now its 4 years old and I have paid all 4 years premiums. Now I learnt that its not going to benefit me as much as other options available today would benefit me. There is a term in my policy that […]

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