Going to buy Jeevan Saral for next 25 yrs – Should I ?

POSTED BY shyam ON December 11, 2013 8:53 pm COMMENTS (2)


My name is shyam kishor and age 28 years. my income is 35000 per month. now i am going to purchase jeevan saral policy for 25 years term and my lic agent told me if  i will pay 24000 premium per annum and after 25 years maturity will become 2730202 and it also give 50Lac life cover insurance.


is it true?



2 replies on this article “Going to buy Jeevan Saral for next 25 yrs – Should I ?”

  1. swapnil.kendhe100 says:

    Dear Shyam,

    With 24000 annual premium you will get 5 lac risk cover and not 50 lac cover.
    And 27 lac in 25 years is more than 10 % return.
    Which endowment policy has given such returns?
    Don’t go for it.


  2. ashalanshu says:

    Dear Shyam, At your age of 28Y, same 50L cover is available for 4-5000 Rs. yly only in an online term plan. W’d you still opt this not so SARAL thing? How can your agent say that you ‘ll get X amount as maturity. Interestingly there is mno guarantee of any bonus in this policy as on date.



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