While I was reading a post, following line came accross. “Regardless of which fund or Unit linked plan you use, make sure the expense ratio is low. For example, try not to pay more than 0.9% for a unit-linked plan and 2% in a managed mutual fund. Expenses hurt! Check the costs of a fund!” […]

HELLO ALL , I REQUEST ALL EXPERTS IF THEY CAN SHOW HERE THE COMPARISON BETWEEN ULIP AND MF+TERM PLANNING. SPECIALLY AFTER NEW IRDA RULE IN SEPTEMBER. IT IS HIGHLY VALUABLE TO MANY OF US IF THERE IS ANY PRESENTATION INCLUDING CALCULATION SHOWING WHICH ONE IS BENEFICIAL TO COSTOMER END. I HAVE REQUESTED THIS TO SO […]

Hi All, I am Mohan regular reader of jagoinverstor Forum. I took the below ULIP on Feb 2010 from ICICI “ICICI Pru Assure Wealth-Super UIN 105L098V01” I am paying 25000 on yearly basis, Recently i called to ICICI Customer care to know about the fund value of mine… But They said that they will take this […]

I am a young investor and new to financial planning . I have taken a term plan of Rs 1 crore and started a 1000 Rs SIP of HDFC top 200. I have to do a tax saving of Rs 25000 for this year, side by side i want a corpus to be build for […]

  I am investing in Kotak Flexi Guarantee Growth Fund From 2005 with a premium of 15,000 yearly. From 2005-10 I find that market has seen the worst and Good but still I am unable to recover my investment yet.  When I look back it seems a big mistake I have taken but again one […]

Can anybody tell me how is Kotak Ace Investment for long term 5-10 years.

Hi,   I am a regular reader of your blog and this blog is helping me to improve my financial planning and awareness. Recently I decided to surrender my ICICI Forever life pension policy as I figured out the the pension a the vesting time will be nowhere near the prmised illustration, So I have […]

hi there, I am a novice in the field of personal finance… currently studying each one these… thought, best way is to brainstorm, this exercise will help all of us bring up any point left to consider… ‘long term’ here means 30 yrs odd… I request you’ll to please mention which is your choice and […]

My husband had got ICICI Prudential LifeTime Super in Dec. 2006. We invest regularly in it Rs. 2000/- monthly. It has appreciated our investment principal to around 20% in four years. (Until now we have put Rs. 96000/- and current Fund Value it shows is Rs. 1,16,000/-. I understand that ULIPs are not short term […]